{
  "$schema": "https://apexlogics.org/schema/mcp-registry-v1.1.json",
  "name": "ApexLogics: Deterministic Decision Engines for People, Creators, and Agents",
  "publisher": "Post Oak Labs",
  "publisher_url": "https://postoaklabs.com",
  "suite_url": "https://apexlogics.org",
  "sister_suite": {
    "name": "AINumbers.co",
    "url": "https://ainumbers.co",
    "domain": "fintech",
    "publisher": "Post Oak Labs"
  },
  "version": "5.6.0",
  "spec_version": "10.9",
  "contract_version": "1.9.4",
  "tools_count_total_active": 168,
  "tools_count_shipped": 168,
  "tools_count_live": 168,
  "tools_count_planned": 0,
  "tools_count_deferred_v4plus": 0,
  "tools_count_proposed": 0,
  "_count_note": "168 finance/career tools shipped + 111 showcase exemplars (2 E1 + 109 Sonnet-bundle landed via AL-SB-LAND/AL-SB-LAND2)",
  "last_updated": "2026-08-29",
  "ap2_protocol": "google_agent_purchase_protocol_sep_2025",
  "mcp_ready": true,
  "license": "CC-BY-4.0",
  "hub_journeys": [
    "education_path",
    "career_navigation",
    "compensation_benefits",
    "personal_finance_life_events"
  ],
  "categories": [
    "education_path_roi",
    "compensation_offers",
    "career_transition_mobility",
    "licensing_credentials",
    "student_finance_debt",
    "workforce_development",
    "immigration_visa",
    "workforce_exit",
    "personal_finance_life_events",
    "showcase"
  ],
  "personas": [
    "student",
    "career_changer",
    "working_professional",
    "parent",
    "counselor",
    "employer"
  ],
  "tools": [
    {
      "al_id": "AL-01",
      "tool_id": "25-total-compensation-suite",
      "title": "Total Compensation Suite",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-21",
      "display_num": "#25",
      "maintenance": "low",
      "data_vintage": "2026 est. federal brackets · 8-tier state effective rates · FICA SS $176,100 base · Black-Scholes (Abramowitz-Stegun) for options",
      "ap2_export": true,
      "ap2_mandate_types": [
        "total_comp_record"
      ],
      "ap2_inbound_mandate_types": [
        "offer_negotiation_record",
        "equity_compensation_record",
        "geo_arbitrage_record"
      ],
      "downstream_handoff_candidates": [
        "AL-33",
        "AL-04"
      ],
      "regulatory_citations": [
        "IRS Rev. Proc. 2025 (est. 2026 brackets)",
        "FICA SS §3101/§3111 wage base $176,100",
        "IRC §83 (RSU inclusion)",
        "Black-Scholes-Merton option pricing model"
      ],
      "url": "https://apexlogics.org/tools/25-total-compensation-suite/",
      "slug": "25-total-compensation-suite",
      "file_path": "tools/25-total-compensation-suite/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "salary",
        "bonus",
        "equity",
        "total-comp",
        "benefits",
        "offer-comparison"
      ],
      "description": "Model total compensation across base, bonus, equity, and benefits for up to four offers or scenarios."
    },
    {
      "al_id": "AL-02",
      "tool_id": "01-credential-roi-suite",
      "title": "Credential ROI Suite",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "counselor",
        "career_changer"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-15",
      "maintenance": "medium",
      "data_vintage": "BLS OEWS May 2023 (16 SOC codes) · CIRR/SwitchUp 2023 bootcamp benchmarks · NCES IPEDS 2022-23 tuition tiers · Q4 2024 exam fee schedules (15 certifications)",
      "ap2_export": true,
      "ap2_mandate_types": [
        "credential_roi_evaluation"
      ],
      "downstream_handoff_candidates": [
        "AL-26"
      ],
      "url": "https://apexlogics.org/tools/01-credential-roi-suite/",
      "display_num": "#01",
      "slug": "01-credential-roi-suite",
      "file_path": "tools/01-credential-roi-suite/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "certification",
        "roi",
        "npv",
        "credential",
        "career"
      ],
      "description": "Calculate the NPV and payback period of professional certifications against career earnings uplift."
    },
    {
      "al_id": "AL-03",
      "tool_id": "11-human-capital-engine",
      "title": "Human Capital Engine",
      "category": "licensing_credentials",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "status": "shipped",
      "maintenance": "medium",
      "ap2_export": true,
      "ap2_mandate_types": [
        "human_capital_assessment"
      ],
      "url": "https://apexlogics.org/tools/11-human-capital-engine/",
      "shipped_date": "2026-05-16",
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-08+14",
        "AL-26",
        "AL-28"
      ],
      "data_vintage": "Tab A: Q4 2024 cert fees + BLS OEWS May 2023 (15 certs). Tab B: WEF 2025, McKinsey 2021, IBM 2024 (8 industries, 44 skill domains).",
      "display_num": "#11",
      "slug": "11-human-capital-engine",
      "file_path": "tools/11-human-capital-engine/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "human-capital",
        "lifetime-earnings",
        "roi",
        "career-value"
      ],
      "description": "Quantify lifetime economic value of human capital across education, career path, and retirement scenarios."
    },
    {
      "al_id": "AL-04",
      "tool_id": "26-geo-fiscal-arbitrage-simulator",
      "title": "Geo-Fiscal Arbitrage Simulator",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-21",
      "display_num": "#26",
      "maintenance": "low",
      "data_vintage": "70-metro CoL index (C2ER/Numbeo est. 2025-26) · 8-tier state effective rates · category weights: housing 30%, food 14%, healthcare 10%, transport 12%, misc 34%",
      "ap2_export": true,
      "ap2_mandate_types": [
        "geo_arbitrage_record"
      ],
      "ap2_inbound_mandate_types": [
        "offer_negotiation_record"
      ],
      "downstream_handoff_candidates": [
        "AL-01",
        "AL-25"
      ],
      "url": "https://apexlogics.org/tools/26-geo-fiscal-arbitrage-simulator/",
      "slug": "26-geo-fiscal-arbitrage-simulator",
      "file_path": "tools/26-geo-fiscal-arbitrage-simulator/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "cost-of-living",
        "relocation",
        "state-tax",
        "remote",
        "arbitrage"
      ],
      "description": "Model income equivalency and net financial impact of relocating across 70 metros with state tax and cost-of-living adjustment."
    },
    {
      "al_id": "AL-05",
      "tool_id": "24-education-savings-projector",
      "title": "Education Savings Projector",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "parent",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-19",
      "display_num": "#24",
      "maintenance": "very_low",
      "data_vintage": "IRS Pub. 970 (2025) · State 529 rules Jan 2026 · NCES IPEDS 2023-24 · SECURE 2.0 Act",
      "ap2_export": true,
      "ap2_mandate_types": [
        "education_savings_record"
      ],
      "ap2_inbound_mandate_types": [
        "fafsa_sai_estimate"
      ],
      "downstream_handoff_candidates": [
        "AL-32",
        "AL-17"
      ],
      "regulatory_citations": [
        "IRS Publication 970 (2025 edition)",
        "SECURE 2.0 Act §126 (IRC §529(c)(3)(E))",
        "NCES IPEDS 2023-24 average COA by institution type"
      ],
      "url": "https://apexlogics.org/tools/24-education-savings-projector/",
      "slug": "24-education-savings-projector",
      "file_path": "tools/24-education-savings-projector/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "529",
        "college-savings",
        "education",
        "projection",
        "tax"
      ],
      "description": "Project 529 growth, state tax deductions, and college cost coverage across contribution and market scenarios."
    },
    {
      "al_id": "AL-06+16",
      "tool_id": "06-career-resilience-engine",
      "title": "Career Resilience Engine",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-16",
      "maintenance": "low",
      "data_vintage": "Frey & Osborne (2013) Oxford Martin Working Paper — 65 SOC-keyed occupations · LinkedIn Skills on the Rise 2025 (15 fastest-growing US skills) · WEF Future of Jobs Report 2025 (10 fastest-declining skills)",
      "ap2_export": true,
      "ap2_mandate_types": [
        "automation_exposure_score",
        "career_resilience_score"
      ],
      "downstream_handoff_candidates": [
        "AL-08+14"
      ],
      "url": "https://apexlogics.org/tools/06-career-resilience-engine/",
      "display_num": "#06",
      "slug": "06-career-resilience-engine",
      "file_path": "tools/06-career-resilience-engine/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "automation-risk",
        "ai",
        "career-resilience",
        "upskilling",
        "reskilling"
      ],
      "description": "Score automation-displacement risk by occupation and model the ROI of upskilling or reskilling investments."
    },
    {
      "al_id": "AL-07",
      "tool_id": "15-workforce-board-roi-report",
      "title": "Workforce Board ROI Report Generator",
      "category": "workforce_development",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "counselor",
        "employer"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "workforce_program_roi"
      ],
      "url": "https://apexlogics.org/tools/15-workforce-board-roi-report/",
      "shipped_date": "2026-05-16",
      "downstream_handoff_candidates": [
        "AL-08+14",
        "AL-11",
        "AL-02",
        "AL-03"
      ],
      "data_vintage": "DOL ETA WIOA PY 2023 national average negotiated performance targets (5 indicators, 3 program types) · BLS QCEW Q3 2023 private-sector average annual wages (12 sectors).",
      "regulatory_citations": [
        "U.S. Department of Labor, Employment and Training Administration — WIOA Performance Accountability, PY 2023",
        "Workforce Innovation and Opportunity Act (WIOA), Public Law 113-128, July 2014",
        "DOL ETA WIOA Participant Individual Record Layout (PIRL) — ETA Form 9173",
        "DOL ETA TEGL 10-16 — WIOA Common Performance Reporting",
        "WIA/WIOA Performance Indicators — 20 CFR Part 677 (Final Rule, August 2016)",
        "Bureau of Labor Statistics — Quarterly Census of Employment and Wages (QCEW), Q3 2023",
        "IMPAQ International — Net Impact and Benefit-Cost Analyses of Labor Exchange Services, 2013"
      ],
      "display_num": "#15",
      "slug": "15-workforce-board-roi-report",
      "file_path": "tools/15-workforce-board-roi-report/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "workforce",
        "wioa",
        "roi",
        "training",
        "report"
      ],
      "description": "Generate a WIOA-aligned ROI report for workforce development programs using credential and earnings outcome data."
    },
    {
      "al_id": "AL-08+14",
      "tool_id": "07-career-transition-suite",
      "title": "Career Transition Suite",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "career_changer",
        "working_professional",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-16",
      "maintenance": "very_low",
      "data_vintage": "User-entered inputs only — no embedded reference data",
      "ap2_export": true,
      "ap2_mandate_types": [
        "career_pivot_assessment",
        "career_transition_record"
      ],
      "downstream_handoff_candidates": [
        "AL-28"
      ],
      "url": "https://apexlogics.org/tools/07-career-transition-suite/",
      "display_num": "#07",
      "slug": "07-career-transition-suite",
      "file_path": "tools/07-career-transition-suite/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "career-change",
        "transition",
        "break-even",
        "roi",
        "job-search"
      ],
      "description": "Model the financial cost and break-even timeline of switching careers or industries."
    },
    {
      "al_id": "AL-09",
      "tool_id": "27-visa-strategy-navigator",
      "title": "Visa Strategy Navigator",
      "category": "immigration_visa",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-21",
      "display_num": "#27",
      "maintenance": "medium",
      "data_vintage": "USCIS FY2025-26 approval rates · DOS Visa Bulletin GC backlog estimates · 7 visa pathway scoring rubric",
      "ap2_export": true,
      "ap2_mandate_types": [
        "visa_strategy_record"
      ],
      "ap2_inbound_mandate_types": [
        "international_student_cost_record"
      ],
      "downstream_handoff_candidates": [
        "AL-31"
      ],
      "legal_disclaimer_required": true,
      "content_filter_risk": "medium",
      "regulatory_citations": [
        "8 CFR 214.2(h) H-1B",
        "8 CFR 214.2(o) O-1",
        "8 CFR 214.2(l) L-1",
        "8 CFR 204.5 EB preference categories",
        "INA §203(b) employment-based preference"
      ],
      "url": "https://apexlogics.org/tools/27-visa-strategy-navigator/",
      "slug": "27-visa-strategy-navigator",
      "file_path": "tools/27-visa-strategy-navigator/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "visa",
        "immigration",
        "h1b",
        "eb",
        "uscis"
      ],
      "description": "Map US visa pathways and historical approval rates for your occupation, nationality, and career timeline."
    },
    {
      "al_id": "AL-10",
      "tool_id": "28-professional-license-reciprocity",
      "title": "Professional License Reciprocity Checker",
      "category": "licensing_credentials",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-21",
      "display_num": "#28",
      "maintenance": "low",
      "data_vintage": "eNLC 2026 (37 states) · IMLC 2026 (37 states) · NASBA SE (all 54) · NCEES comity (all 50+DC) · NASDTEC (all 50+DC) · ARELLO bilateral pairs 2025",
      "ap2_export": true,
      "ap2_mandate_types": [
        "license_reciprocity_record"
      ],
      "ap2_inbound_mandate_types": [
        "human_capital_assessment"
      ],
      "downstream_handoff_candidates": [
        "AL-03"
      ],
      "regulatory_citations": [
        "Nurse Licensure Compact (eNLC) - NCSBN 2018",
        "Interstate Medical Licensure Compact - IMLC 2015",
        "NASBA Substantial Equivalency - AICPA/NASBA 2006",
        "NCEES Model Law comity provisions",
        "NASDTEC Interstate Agreement 2024"
      ],
      "url": "https://apexlogics.org/tools/28-professional-license-reciprocity/",
      "slug": "28-professional-license-reciprocity",
      "file_path": "tools/28-professional-license-reciprocity/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "license",
        "reciprocity",
        "nursing",
        "engineering",
        "professional"
      ],
      "description": "Check reciprocity and endorsement pathways for licensed professions across all 50 states."
    },
    {
      "al_id": "AL-11",
      "tool_id": "16-apprenticeship-matcher",
      "title": "Apprenticeship & Earn-and-Learn Matcher",
      "category": "workforce_development",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "student",
        "career_changer",
        "working_professional",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-17",
      "maintenance": "medium",
      "data_vintage": "DOL RAPIDS Program Year 2023 · BLS OEWS May 2023",
      "ap2_export": true,
      "ap2_mandate_types": [
        "apprenticeship_match_record"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-07"
      ],
      "regulatory_citations": [
        "DOL RAPIDS Registered Apprenticeship Data, Program Year 2023",
        "BLS OEWS May 2023",
        "29 CFR Part 29",
        "WIOA Title I-B"
      ],
      "url": "https://apexlogics.org/tools/16-apprenticeship-matcher/",
      "display_num": "#16",
      "slug": "16-apprenticeship-matcher",
      "file_path": "tools/16-apprenticeship-matcher/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "apprenticeship",
        "earn-and-learn",
        "trade",
        "workforce",
        "wioa"
      ],
      "description": "Identify apprenticeship programs by occupation and state with wage progression and credential outcome data."
    },
    {
      "al_id": "AL-12",
      "tool_id": "14-scholarship-roi-tracker",
      "title": "Scholarship ROI Tracker",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-15",
      "maintenance": "zero",
      "data_vintage": "2024-25 Federal Pell Grant schedule (max $7,395, SAI cutoff $6,206) · Direct Loan rate 6.53%",
      "ap2_export": true,
      "ap2_mandate_types": [
        "scholarship_pipeline_plan"
      ],
      "downstream_handoff_candidates": [
        "AL-17",
        "AL-26"
      ],
      "url": "https://apexlogics.org/tools/14-scholarship-roi-tracker/",
      "display_num": "#14",
      "slug": "14-scholarship-roi-tracker",
      "file_path": "tools/14-scholarship-roi-tracker/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "scholarship",
        "roi",
        "financial-aid",
        "application",
        "npv"
      ],
      "description": "Calculate net ROI of scholarship applications by award value, time invested, and estimated win probability."
    },
    {
      "al_id": "AL-13",
      "display_num": "#22",
      "tool_id": "22-student-loan-repayment-optimizer",
      "title": "Student Loan Repayment Optimizer",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "career_changer",
        "parent",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-19",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "loan_repayment_record"
      ],
      "ap2_inbound_mandate_types": [
        "fafsa_sai_estimate",
        "scholarship_roi_tracker"
      ],
      "downstream_handoff_candidates": [
        "AL-26"
      ],
      "regulatory_citations": [
        "34 CFR Part 685",
        "PSLF program rules — studentaid.gov",
        "HHS FPL guidelines 2026"
      ],
      "data_vintage": "Federal repayment plan formulas 2026 · FPL est. 2026 · PSLF rules studentaid.gov",
      "url": "https://apexlogics.org/tools/22-student-loan-repayment-optimizer/",
      "slug": "22-student-loan-repayment-optimizer",
      "file_path": "tools/22-student-loan-repayment-optimizer/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "student-loan",
        "idr",
        "pslf",
        "repayment",
        "forgiveness"
      ],
      "description": "Compare federal repayment plans—IDR, PSLF, standard—by monthly payment, total cost, and forgiveness outcome."
    },
    {
      "al_id": "AL-17",
      "tool_id": "02-fafsa-sai-simulator",
      "title": "FAFSA SAI Simulator",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-15",
      "maintenance": "medium",
      "data_vintage": "2026-27 award year (Federal Register 2025-10243)",
      "ap2_export": true,
      "ap2_mandate_types": [
        "fafsa_sai_estimate"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-26"
      ],
      "url": "https://apexlogics.org/tools/02-fafsa-sai-simulator/",
      "display_num": "#02",
      "slug": "02-fafsa-sai-simulator",
      "file_path": "tools/02-fafsa-sai-simulator/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "fafsa",
        "sai",
        "efc",
        "financial-aid",
        "college"
      ],
      "description": "Estimate your Student Aid Index from income, assets, and household data under current FAFSA methodology."
    },
    {
      "al_id": "AL-18",
      "tool_id": "12-cpd-credit-tracker",
      "title": "CPD / CPE Credit Tracker",
      "category": "licensing_credentials",
      "journeys": [
        "career_navigation",
        "education_path"
      ],
      "personas": [
        "working_professional",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-17",
      "maintenance": "zero",
      "data_vintage": "User-driven — no embedded reference data. Requirement figures per published 2024 standards.",
      "ap2_export": true,
      "ap2_mandate_types": [
        "cpd_credit_record"
      ],
      "downstream_handoff_candidates": [
        "AL-03",
        "AL-20"
      ],
      "regulatory_citations": [
        "NASBA Model Rule on CPE (2024)",
        "ABA CLE requirements by state (2024)",
        "SHRM Recertification Guide (2024)",
        "HRCI Recertification Handbook (2024)",
        "ACCME CME guidelines (2024)",
        "ANCC nursing CEU requirements (2024)"
      ],
      "url": "https://apexlogics.org/tools/12-cpd-credit-tracker/",
      "display_num": "#12",
      "slug": "12-cpd-credit-tracker",
      "file_path": "tools/12-cpd-credit-tracker/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "cpd",
        "cpe",
        "continuing-education",
        "credits",
        "license"
      ],
      "description": "Track continuing education credits against license renewal requirements by jurisdiction and credential type."
    },
    {
      "al_id": "AL-20",
      "tool_id": "13-exam-cost-planner",
      "title": "Exam Cost & Timeline Planner",
      "category": "licensing_credentials",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "student",
        "career_changer",
        "working_professional"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "Q4 2024 — 32 exam fee schedules from 14 official sources",
      "ap2_export": true,
      "ap2_mandate_types": [
        "exam_pathway_plan"
      ],
      "url": "https://apexlogics.org/tools/13-exam-cost-planner/",
      "shipped_date": "2026-05-16",
      "downstream_handoff_candidates": [
        "AL-02"
      ],
      "regulatory_citations": [
        "CompTIA official fee schedule, Q4 2024",
        "AWS Certification pricing, Q4 2024",
        "Microsoft Learn certification pricing, Q4 2024",
        "Google Cloud certification pricing, Q4 2024",
        "Salesforce certification pricing, Q4 2024",
        "PMI PMP and CAPM fee schedule, Q4 2024",
        "SHRM-CP/SCP fee schedule, Q4 2024",
        "CFA Institute exam fee schedule, Q4 2024",
        "NASBA CPA section fee schedule, Q4 2024",
        "NCBE bar exam fee schedule, Q4 2024",
        "GMAC GMAT Focus Edition fee, Q4 2024",
        "ETS GRE General Test fee, Q4 2024",
        "LSAC LSAT fee schedule, Q4 2024",
        "AAMC MCAT fee schedule, Q4 2024",
        "NBME/FSMB USMLE fee schedule, Q4 2024"
      ],
      "display_num": "#13",
      "slug": "13-exam-cost-planner",
      "file_path": "tools/13-exam-cost-planner/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "exam",
        "cpa",
        "bar",
        "pe",
        "cost",
        "timeline"
      ],
      "description": "Model total cost and study timeline for 32 professional exams including fees, prep costs, and retake probability."
    },
    {
      "al_id": "AL-22",
      "display_num": "#23",
      "tool_id": "23-freelance-1099-total-cost-calculator",
      "title": "Freelance / 1099 Total Cost Calculator",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-19",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "freelance_total_cost_record"
      ],
      "ap2_inbound_mandate_types": [
        "offer_negotiation_record"
      ],
      "downstream_handoff_candidates": [
        "AL-25"
      ],
      "data_vintage": "2026 est. federal brackets · IRS SE tax rules · IRS mileage rate $0.70/mile 2026 est. · SEP-IRA limit $70K",
      "url": "https://apexlogics.org/tools/23-freelance-1099-total-cost-calculator/",
      "slug": "23-freelance-1099-total-cost-calculator",
      "file_path": "tools/23-freelance-1099-total-cost-calculator/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "freelance",
        "1099",
        "self-employment",
        "se-tax",
        "total-cost"
      ],
      "description": "Convert 1099 freelance rates to W-2 equivalents accounting for SE tax, benefits, and overhead costs."
    },
    {
      "al_id": "AL-23",
      "tool_id": "04-benefits-open-enrollment-optimizer",
      "title": "Benefits Open Enrollment Optimizer",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "employer"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-15",
      "maintenance": "zero",
      "data_vintage": "2025 IRS limits: HSA self $4,300 · HSA family $8,550 · FSA $3,300 · 401(k) $23,500 (IRS Rev. Proc. 2024-25)",
      "ap2_export": true,
      "ap2_mandate_types": [
        "benefits_election_record"
      ],
      "url": "https://apexlogics.org/tools/04-benefits-open-enrollment-optimizer/",
      "display_num": "#04",
      "slug": "04-benefits-open-enrollment-optimizer",
      "file_path": "tools/04-benefits-open-enrollment-optimizer/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "benefits",
        "open-enrollment",
        "hsa",
        "fsa",
        "health-insurance"
      ],
      "description": "Compare health, HSA, FSA, and ancillary benefit elections by total annual cost and tax savings."
    },
    {
      "al_id": "AL-24",
      "tool_id": "08-severance-decision-engine",
      "title": "Separation Package Analyzer",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-17",
      "maintenance": "low",
      "data_vintage": "IRS Publication 15-T (2024) · IRS Rev. Proc. 2023-34 · 2024 FICA wage base $168,600",
      "legal_disclaimer_required": true,
      "ap2_export": true,
      "ap2_mandate_types": [
        "severance_decision_record"
      ],
      "downstream_handoff_candidates": [
        "AL-08+14"
      ],
      "regulatory_citations": [
        "IRS Publication 15-T (2024)",
        "IRS Revenue Procedure 2023-34",
        "IRC §3402",
        "IRC §3121(a)"
      ],
      "url": "https://apexlogics.org/tools/08-severance-decision-engine/",
      "display_num": "#08",
      "slug": "08-severance-decision-engine",
      "file_path": "tools/08-severance-decision-engine/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "severance",
        "separation",
        "cobra",
        "negotiation",
        "layoff"
      ],
      "description": "Evaluate severance packages by cash value, COBRA cost, non-compete terms, and negotiation leverage."
    },
    {
      "al_id": "AL-25",
      "tool_id": "05-offer-negotiation-suite",
      "title": "Offer Negotiation Suite",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-15",
      "maintenance": "zero",
      "ap2_export": true,
      "ap2_mandate_types": [
        "offer_negotiation_record"
      ],
      "downstream_handoff_candidates": [
        "AL-27"
      ],
      "url": "https://apexlogics.org/tools/05-offer-negotiation-suite/",
      "display_num": "#05",
      "slug": "05-offer-negotiation-suite",
      "file_path": "tools/05-offer-negotiation-suite/index.html",
      "score": 98,
      "tier": "S",
      "tags": [
        "negotiation",
        "offer",
        "salary",
        "total-comp",
        "counteroffer"
      ],
      "description": "Model multi-variable offer negotiations with counteroffer impact on total 3-year compensation."
    },
    {
      "al_id": "AL-26",
      "tool_id": "03-graduate-school-roi-comparator",
      "title": "Graduate School ROI Comparator",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-15",
      "maintenance": "low",
      "data_vintage": "NCES IPEDS 2023-24 · BLS OEWS May 2023 · MBA Employment Reports 2023",
      "ap2_export": true,
      "ap2_mandate_types": [
        "graduate_school_roi_record"
      ],
      "url": "https://apexlogics.org/tools/03-graduate-school-roi-comparator/",
      "display_num": "#03",
      "slug": "03-graduate-school-roi-comparator",
      "file_path": "tools/03-graduate-school-roi-comparator/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "graduate",
        "roi",
        "npv",
        "masters",
        "phd",
        "comparison"
      ],
      "description": "Compare graduate programs by tuition, opportunity cost, earnings uplift, and NPV break-even timeline."
    },
    {
      "al_id": "AL-27",
      "tool_id": "09-job-search-roi-tracker",
      "title": "Job Search ROI Tracker",
      "status": "shipped",
      "shipped_date": "2026-05-17",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "career_changer",
        "working_professional",
        "counselor"
      ],
      "ap2_mandate_types": [
        "job_search_roi_record"
      ],
      "ap2_inbound_mandate_types": [
        "offer_negotiation_record"
      ],
      "downstream_handoff_candidates": [
        "AL-28",
        "AL-25"
      ],
      "maintenance": "low",
      "display_num": "#09",
      "slug": "09-job-search-roi-tracker",
      "file_path": "tools/09-job-search-roi-tracker/index.html",
      "url": "https://apexlogics.org/tools/09-job-search-roi-tracker/",
      "score": 98,
      "tier": "A",
      "tags": [
        "job-search",
        "roi",
        "pipeline",
        "channel",
        "application"
      ],
      "description": "Track job search channels by application volume, conversion rates, and time-to-offer ROI.",
      "ap2_export": true
    },
    {
      "al_id": "AL-28",
      "tool_id": "10-career-break-reentry-engine",
      "title": "Career Break & Reentry Cost Engine",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer",
        "counselor"
      ],
      "status": "shipped",
      "shipped_date": "2026-05-17",
      "maintenance": "low",
      "data_vintage": "Tab 1: user-entered only. Tab 2: SHRM 2024 · BLS OEWS May 2023 · CFA Institute 2024 · NALP 2024 · IEEE 2024 · AGC 2024",
      "legal_disclaimer_required": true,
      "ap2_export": true,
      "ap2_mandate_types": [
        "career_break_record"
      ],
      "ap2_inbound_mandate_types": [
        "severance_decision_record",
        "career_pivot_assessment",
        "career_transition_record"
      ],
      "downstream_handoff_candidates": [
        "AL-03",
        "AL-08+14"
      ],
      "regulatory_citations": [
        "IRS Pub 590-A 2024",
        "SSA OASDI 2024",
        "ERISA 29 USC §1001",
        "BLS OEWS May 2023",
        "SHRM 2024 Workforce Survey"
      ],
      "url": "https://apexlogics.org/tools/10-career-break-reentry-engine/",
      "display_num": "#10",
      "slug": "10-career-break-reentry-engine",
      "file_path": "tools/10-career-break-reentry-engine/index.html",
      "score": 98,
      "tier": "A",
      "tags": [
        "career-break",
        "reentry",
        "gap",
        "roi",
        "forgone-income"
      ],
      "description": "Quantify the total financial cost of a career gap including forgone income, benefit loss, and reentry timeline."
    },
    {
      "al_id": "AL-29",
      "display_num": "#17",
      "title": "MBA Program Fit & ROI Ranker",
      "slug": "17-mba-program-fit-ranker",
      "file_path": "tools/17-mba-program-fit-ranker/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-18",
      "tier": "A",
      "score": 78,
      "category": "education_path_roi",
      "maintenance": "low",
      "personas": [
        "student",
        "working_professional",
        "counselor",
        "career_changer"
      ],
      "journeys": [
        "education_path"
      ],
      "ap2_mandate_types": [
        "mba_roi_evaluation"
      ],
      "ap2_inbound_mandate_types": [
        "credential_roi_evaluation",
        "graduate_school_roi_record"
      ],
      "downstream_handoff_candidates": [
        "AL-30",
        "AL-20",
        "AL-26"
      ],
      "tags": [
        "roi",
        "mba",
        "npv",
        "graduate",
        "gmat",
        "gre"
      ],
      "description": "Compare up to 4 MBA programs by COA, opportunity cost, post-MBA salary by specialization, payback, and NPV. 40+ programs. Policy Mandate inbound from AL-26; outbound to AL-30.",
      "data_sources": [
        "NCES IPEDS 2023-24",
        "FT Global MBA Rankings 2024",
        "Bloomberg Businessweek 2024"
      ],
      "legal_disclaimer_required": false,
      "content_filter_risk": "low",
      "tool_id": "17-mba-program-fit-ranker",
      "url": "https://apexlogics.org/tools/17-mba-program-fit-ranker/",
      "ap2_export": true
    },
    {
      "al_id": "AL-30",
      "display_num": "#18",
      "title": "Test Prep Investment Analyzer",
      "slug": "18-test-prep-investment-analyzer",
      "file_path": "tools/18-test-prep-investment-analyzer/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-18",
      "tier": "A",
      "score": 74,
      "category": "education_path_roi",
      "maintenance": "very_low",
      "personas": [
        "student",
        "counselor",
        "parent",
        "career_changer"
      ],
      "journeys": [
        "education_path"
      ],
      "ap2_mandate_types": [
        "test_prep_roi_record"
      ],
      "ap2_inbound_mandate_types": [
        "mba_roi_evaluation"
      ],
      "downstream_handoff_candidates": [
        "AL-29",
        "AL-20",
        "AL-26"
      ],
      "tags": [
        "exam",
        "gmat",
        "gre",
        "toefl",
        "ielts",
        "lsat",
        "mcat",
        "roi"
      ],
      "description": "ROI of test prep for GMAT/GRE/TOEFL/IELTS/LSAT/MCAT. Score gap + prep cost vs. admissions tier shift and scholarship lift. 2-tab tool.",
      "data_sources": [
        "GMAT 2024 percentiles",
        "GRE 2024",
        "TOEFL iBT",
        "IELTS",
        "LSAT",
        "MCAT",
        "Kaplan/Princeton Review 2024"
      ],
      "legal_disclaimer_required": false,
      "content_filter_risk": "very_low",
      "tool_id": "18-test-prep-investment-analyzer",
      "url": "https://apexlogics.org/tools/18-test-prep-investment-analyzer/",
      "ap2_export": true
    },
    {
      "al_id": "AL-31",
      "display_num": "#19",
      "title": "International Student Cost Modeler",
      "slug": "19-international-student-cost-modeler",
      "file_path": "tools/19-international-student-cost-modeler/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-19",
      "tier": "A",
      "score": 76,
      "category": "education_path_roi",
      "maintenance": "low",
      "personas": [
        "student",
        "parent",
        "counselor"
      ],
      "journeys": [
        "education_path"
      ],
      "ap2_mandate_types": [
        "international_student_cost_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-26",
        "AL-29",
        "AL-30"
      ],
      "tags": [
        "international",
        "f1-visa",
        "opt",
        "h1b",
        "toefl"
      ],
      "description": "F-1 visa costs, OPT/STEM OPT earnings window, H-1B rates FY2020-24, non-US program comparison. 2-tab tool. Legal disclaimer required.",
      "data_sources": [
        "US Dept of State 2024",
        "USCIS H-1B FY2020-FY2024",
        "BLS regional CPI",
        "QS 2024"
      ],
      "legal_disclaimer_required": true,
      "content_filter_risk": "low_medium",
      "regulatory_citations": [
        "8 CFR 214.2",
        "USCIS SEVIS fee schedule 2024"
      ],
      "tool_id": "19-international-student-cost-modeler",
      "url": "https://apexlogics.org/tools/19-international-student-cost-modeler/",
      "ap2_export": true
    },
    {
      "al_id": "AL-32",
      "display_num": "#20",
      "title": "Parent College ROI Planner",
      "slug": "20-parent-college-roi-planner",
      "file_path": "tools/20-parent-college-roi-planner/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-19",
      "tier": "B+",
      "score": 72,
      "category": "student_finance_debt",
      "maintenance": "low",
      "personas": [
        "parent",
        "counselor"
      ],
      "journeys": [
        "education_path"
      ],
      "ap2_mandate_types": [
        "parent_college_roi_record"
      ],
      "ap2_inbound_mandate_types": [
        "fafsa_sai_estimate"
      ],
      "downstream_handoff_candidates": [
        "AL-12",
        "AL-17"
      ],
      "tags": [
        "529",
        "fafsa",
        "pell",
        "college",
        "roi",
        "parent",
        "loans"
      ],
      "description": "529 projection, SAI/EFC asset impact, COA by school tier, loan vs. gift split. Policy Mandate inbound from AL-17. 2-tab tool.",
      "data_sources": [
        "NCES IPEDS 2023-24",
        "Federal Pell Grant 2024-25",
        "Parent PLUS 7.54% 2024-25"
      ],
      "legal_disclaimer_required": false,
      "content_filter_risk": "very_low",
      "tool_id": "20-parent-college-roi-planner",
      "url": "https://apexlogics.org/tools/20-parent-college-roi-planner/",
      "ap2_export": true
    },
    {
      "al_id": "AL-33",
      "display_num": "#21",
      "title": "Equity Compensation Analyzer",
      "slug": "21-equity-compensation-analyzer",
      "file_path": "tools/21-equity-compensation-analyzer/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-19",
      "tier": "A",
      "score": 80,
      "category": "compensation_offers",
      "maintenance": "low",
      "personas": [
        "working_professional",
        "career_changer",
        "counselor"
      ],
      "journeys": [
        "compensation_benefits"
      ],
      "ap2_mandate_types": [
        "equity_compensation_record"
      ],
      "ap2_inbound_mandate_types": [
        "offer_negotiation_record"
      ],
      "downstream_handoff_candidates": [
        "AL-23",
        "AL-25"
      ],
      "tags": [
        "rsu",
        "options",
        "iso",
        "nso",
        "equity",
        "vesting",
        "amt",
        "total-comp"
      ],
      "description": "RSU vesting (cliff + graded), ISO/NSO intrinsic value, AMT flag, equity vs. cash equivalence, 3-offer total comp NPV stack. 2-tab. Legal disclaimer required.",
      "data_sources": [
        "IRS AMT exemption 2024",
        "IRS LTCG brackets 2024",
        "IRS Pub 15-T 2024"
      ],
      "legal_disclaimer_required": true,
      "content_filter_risk": "low_medium",
      "regulatory_citations": [
        "IRC §422",
        "IRC §83",
        "IRC §55",
        "IRS Rev. Proc. 2023-34"
      ],
      "tool_id": "21-equity-compensation-analyzer",
      "url": "https://apexlogics.org/tools/21-equity-compensation-analyzer/",
      "ap2_export": true
    },
    {
      "al_id": "AL-34",
      "display_num": "#29",
      "title": "AI Skills Premium Calculator",
      "slug": "29-ai-skills-premium-calculator",
      "file_path": "tools/29-ai-skills-premium-calculator/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-28",
      "tier": "S",
      "score": 97,
      "category": "compensation_offers",
      "maintenance": "low",
      "personas": [
        "working_professional",
        "career_changer",
        "student"
      ],
      "journeys": [
        "compensation_benefits",
        "career_growth"
      ],
      "ap2_mandate_types": [
        "ai_skills_premium_record"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-03",
        "AL-06+16"
      ],
      "tags": [
        "ai",
        "skills",
        "salary",
        "premium",
        "upskilling",
        "npv",
        "roi"
      ],
      "url": "https://apexlogics.org/tools/29-ai-skills-premium-calculator/",
      "tool_id": "29-ai-skills-premium-calculator",
      "description": "Calculate salary premium and NPV of AI skill acquisition by role, tool set, and labor market.",
      "ap2_export": true
    },
    {
      "al_id": "AL-35",
      "display_num": "#30",
      "title": "Federal vs. Private Sector Comp Comparator",
      "slug": "30-federal-vs-private-comp-comparator",
      "file_path": "tools/30-federal-vs-private-comp-comparator/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-28",
      "tier": "S",
      "score": 95,
      "category": "compensation_offers",
      "maintenance": "low",
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "journeys": [
        "compensation_benefits"
      ],
      "ap2_mandate_types": [
        "federal_comp_record"
      ],
      "downstream_handoff_candidates": [
        "AL-01",
        "AL-04"
      ],
      "tags": [
        "federal",
        "government",
        "gs-pay",
        "fers",
        "pension",
        "compensation"
      ],
      "url": "https://apexlogics.org/tools/30-federal-vs-private-comp-comparator/",
      "tool_id": "30-federal-vs-private-comp-comparator",
      "description": "Compare federal GS/SES compensation to private-sector equivalents including FERS pension and full benefits.",
      "ap2_export": true
    },
    {
      "al_id": "AL-36",
      "display_num": "#31",
      "title": "Trade vs. Degree ROI Engine",
      "slug": "31-trade-vs-degree-roi-engine",
      "file_path": "tools/31-trade-vs-degree-roi-engine/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-28",
      "tier": "S",
      "score": 94,
      "category": "education_path_roi",
      "maintenance": "low",
      "personas": [
        "student",
        "career_changer"
      ],
      "journeys": [
        "education_planning"
      ],
      "ap2_mandate_types": [
        "education_path_record"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-13",
        "AL-39"
      ],
      "tags": [
        "trade",
        "degree",
        "roi",
        "npv",
        "apprenticeship",
        "career",
        "education"
      ],
      "url": "https://apexlogics.org/tools/31-trade-vs-degree-roi-engine/",
      "tool_id": "31-trade-vs-degree-roi-engine",
      "description": "Model the NPV of trade apprenticeship versus four-year degree pathways by occupation and state.",
      "ap2_export": true
    },
    {
      "al_id": "AL-37",
      "display_num": "#32",
      "title": "Remote Work Tax Mapper",
      "slug": "32-remote-work-tax-mapper",
      "file_path": "tools/32-remote-work-tax-mapper/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-28",
      "tier": "A",
      "score": 91,
      "category": "compensation_offers",
      "maintenance": "medium",
      "personas": [
        "working_professional"
      ],
      "journeys": [
        "compensation_benefits"
      ],
      "ap2_mandate_types": [
        "remote_tax_record"
      ],
      "downstream_handoff_candidates": [
        "AL-04"
      ],
      "tags": [
        "remote",
        "tax",
        "state-tax",
        "reciprocity",
        "work-from-home",
        "relocation"
      ],
      "url": "https://apexlogics.org/tools/32-remote-work-tax-mapper/",
      "tool_id": "32-remote-work-tax-mapper",
      "description": "Identify state tax obligations, reciprocity agreements, and nexus risk for remote and hybrid workers.",
      "ap2_export": true
    },
    {
      "al_id": "AL-38",
      "display_num": "#33",
      "title": "Non-Compete Risk & Enforceability Screener",
      "slug": "33-noncompete-risk-screener",
      "file_path": "tools/33-noncompete-risk-screener/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-28",
      "tier": "A",
      "score": 89,
      "category": "career_transition_mobility",
      "maintenance": "medium",
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "journeys": [
        "career_transition"
      ],
      "ap2_mandate_types": [
        "noncompete_risk_record"
      ],
      "downstream_handoff_candidates": [
        "AL-25"
      ],
      "tags": [
        "non-compete",
        "legal",
        "employment",
        "enforceability",
        "job-change"
      ],
      "url": "https://apexlogics.org/tools/33-noncompete-risk-screener/",
      "tool_id": "33-noncompete-risk-screener",
      "description": "Screen non-compete clauses for enforceability risk by state law, role, and compensation threshold.",
      "ap2_export": true
    },
    {
      "al_id": "AL-39",
      "display_num": "#34",
      "title": "Professional Degree ROI Ranker",
      "slug": "34-professional-degree-roi-ranker",
      "file_path": "tools/34-professional-degree-roi-ranker/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-28",
      "tier": "A",
      "score": 88,
      "category": "education_path_roi",
      "maintenance": "low",
      "personas": [
        "student",
        "career_changer"
      ],
      "journeys": [
        "education_planning"
      ],
      "ap2_mandate_types": [
        "professional_degree_record"
      ],
      "downstream_handoff_candidates": [
        "AL-26",
        "AL-13"
      ],
      "tags": [
        "professional-degree",
        "md",
        "jd",
        "mba",
        "roi",
        "break-even",
        "npv"
      ],
      "url": "https://apexlogics.org/tools/34-professional-degree-roi-ranker/",
      "tool_id": "34-professional-degree-roi-ranker",
      "description": "Rank MD, JD, MBA, and other professional degrees by tuition, opportunity cost, and lifetime earnings NPV.",
      "ap2_export": true
    },
    {
      "al_id": "AL-40",
      "display_num": "#35",
      "title": "Military-to-Civilian Salary Bridge",
      "slug": "35-military-civilian-salary-bridge",
      "file_path": "tools/35-military-civilian-salary-bridge/index.html",
      "status": "shipped",
      "shipped_date": "2026-05-28",
      "tier": "A",
      "score": 87,
      "category": "career_transition_mobility",
      "maintenance": "low",
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "journeys": [
        "career_transition",
        "compensation_benefits"
      ],
      "ap2_mandate_types": [
        "military_civilian_record"
      ],
      "downstream_handoff_candidates": [
        "AL-01"
      ],
      "tags": [
        "military",
        "veteran",
        "salary",
        "bah",
        "bas",
        "gi-bill",
        "transition"
      ],
      "url": "https://apexlogics.org/tools/35-military-civilian-salary-bridge/",
      "tool_id": "35-military-civilian-salary-bridge",
      "description": "Convert military compensation (BAH, BAS, VA benefits) to civilian equivalent salary for job comparisons.",
      "ap2_export": true
    },
    {
      "tool_id": "36-workforce-pell-eligibility-screener",
      "al_id": "AL-41",
      "version": "1.0.0",
      "title": "Workforce Pell Eligibility Screener",
      "description": "Estimates Workforce Pell Grant award for short-term credential programs (150-599 clock hours, 8-14 weeks) under OBBBA P.L. 119-21 (effective July 1, 2026). Inputs: AGI or SAI, family size, dependency status, clock hours, weeks, occupation category. Outputs: estimated SAI, base Pell eligibility, proration ratio, award, lifetime usage note.",
      "category": "workforce_development",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "student",
        "career_changer",
        "working_professional",
        "counselor"
      ],
      "tags": [
        "pell-grant",
        "workforce-pell",
        "obbba",
        "short-term-credentials",
        "financial-aid",
        "clock-hours",
        "title-iv"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "ED Pell Grant 2026-27; OBBBA P.L. 119-21 (July 4, 2025); Workforce Pell Final Rule (March 9, 2026)",
      "slug": "36-workforce-pell-eligibility-screener",
      "file_path": "tools/36-workforce-pell-eligibility-screener/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "workforce_pell_record"
      ],
      "ap2_inbound_mandate_types": [
        "fafsa_sai_estimate"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-01"
      ],
      "regulatory_citations": [
        "ED Dear Colleague Letter 2026-01-30 — 2026-27 Pell max/min amounts",
        "OBBBA P.L. 119-21 (July 4, 2025) — SAI cutoff expanded to $14,790",
        "Federal Register 2026-04520 (March 9, 2026) — Workforce Pell Final Rule"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/36-workforce-pell-eligibility-screener/"
    },
    {
      "tool_id": "37-workforce-pell-credential-ranker",
      "al_id": "AL-42",
      "version": "1.0.0",
      "title": "Workforce Pell Credential Value Ranker",
      "description": "Ranks 21 Workforce Pell-eligible short-term credentials by ROI, wage gain, demand, and Pell coverage. Embeds BLS OEWS May 2023 wages and BLS OOH 2024-34 projections. Personalized to user SAI.",
      "category": "workforce_development",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "student",
        "career_changer",
        "working_professional",
        "counselor"
      ],
      "tags": [
        "pell-grant",
        "workforce-pell",
        "credentials",
        "obbba",
        "roi",
        "wage-gain",
        "bls"
      ],
      "status": "shipped",
      "maintenance": "low",
      "slug": "37-workforce-pell-credential-ranker",
      "file_path": "tools/37-workforce-pell-credential-ranker/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "workforce_pell_credential_rank"
      ],
      "downstream_handoff_candidates": [
        "AL-41",
        "AL-01"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/37-workforce-pell-credential-ranker/"
    },
    {
      "tool_id": "38-early-career-net-worth-engine",
      "al_id": "AL-43",
      "version": "1.0.0",
      "title": "Early Career Net Worth Trajectory Engine",
      "description": "10-year net worth projection for early-career individuals. Three savings scenarios (±10pp). Embedded 2026 tax brackets, 401k match, student debt paydown, SVG chart. Zero maintenance.",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits",
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "net-worth",
        "savings",
        "student-debt",
        "401k",
        "projection",
        "early-career"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "slug": "38-early-career-net-worth-engine",
      "file_path": "tools/38-early-career-net-worth-engine/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "net_worth_trajectory_record"
      ],
      "downstream_handoff_candidates": [
        "AL-13",
        "AL-25"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/38-early-career-net-worth-engine/"
    },
    {
      "tool_id": "39-signing-bonus-clawback-analyzer",
      "al_id": "AL-44",
      "version": "1.0.0",
      "title": "Signing Bonus Clawback Analyzer",
      "description": "Models true net cost of signing bonus clawback. Four repayment scenarios including IRC §1341 credit. Pro-rated obligation timeline. Zero maintenance.",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "signing-bonus",
        "clawback",
        "section-1341",
        "tax",
        "offer"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "slug": "39-signing-bonus-clawback-analyzer",
      "file_path": "tools/39-signing-bonus-clawback-analyzer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "signing_bonus_record"
      ],
      "downstream_handoff_candidates": [
        "AL-25"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/39-signing-bonus-clawback-analyzer/"
    },
    {
      "tool_id": "40-gig-income-optimizer",
      "al_id": "AL-45",
      "version": "1.0.0",
      "title": "Part-Time / Gig Income Optimizer",
      "description": "For hybrid W-2+1099 workers. Marginal effective rate on gig income (income tax + SE tax net of §164(f)), quarterly estimated payments, safe harbor, net hourly analysis.",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "gig",
        "1099",
        "self-employment",
        "SE-tax",
        "quarterly-estimates",
        "side-income"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "slug": "40-gig-income-optimizer",
      "file_path": "tools/40-gig-income-optimizer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "gig_income_record"
      ],
      "downstream_handoff_candidates": [
        "AL-23",
        "AL-32"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/40-gig-income-optimizer/"
    },
    {
      "tool_id": "41-cert-renewal-forecaster",
      "al_id": "AL-46",
      "version": "1.0.0",
      "title": "Certification Renewal Cost Forecaster",
      "description": "6-year renewal cash-flow planner for up to 6 professional certifications. 19 embedded credentials. Collision detection, study hours, CEU tracking.",
      "category": "licensing_credentials",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer",
        "counselor"
      ],
      "tags": [
        "certification",
        "renewal",
        "cpd",
        "ceu",
        "pmp",
        "cissp",
        "aws",
        "comptia"
      ],
      "status": "shipped",
      "maintenance": "low",
      "slug": "41-cert-renewal-forecaster",
      "file_path": "tools/41-cert-renewal-forecaster/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "cert_renewal_forecast_record"
      ],
      "downstream_handoff_candidates": [
        "AL-13",
        "AL-12"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/41-cert-renewal-forecaster/"
    },
    {
      "tool_id": "42-isa-vs-loan-comparator",
      "al_id": "AL-47",
      "version": "1.0.0",
      "title": "ISA vs. Student Loan Comparator",
      "description": "Compares ISA vs. student loan total repayment and NPV under a user income trajectory. Break-even income, year-by-year cash flow. Zero external data.",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "parent",
        "counselor"
      ],
      "tags": [
        "isa",
        "income-share",
        "student-loan",
        "npv",
        "break-even"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "slug": "42-isa-vs-loan-comparator",
      "file_path": "tools/42-isa-vs-loan-comparator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "isa_loan_record"
      ],
      "downstream_handoff_candidates": [
        "AL-22",
        "AL-13"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/42-isa-vs-loan-comparator/"
    },
    {
      "tool_id": "43-dual-enrollment-roi-calculator",
      "al_id": "AL-48",
      "version": "1.0.0",
      "title": "Dual Enrollment ROI Calculator",
      "description": "Quantifies tuition arbitrage, semester compression, and early workforce earnings NPV from dual enrollment. Pure math on user inputs — no embedded data.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "parent",
        "counselor"
      ],
      "tags": [
        "dual-enrollment",
        "tuition-savings",
        "semester-compression",
        "npv",
        "high-school",
        "college",
        "early-graduation"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "slug": "43-dual-enrollment-roi-calculator",
      "file_path": "tools/43-dual-enrollment-roi-calculator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "dual_enrollment_record"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-03"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/43-dual-enrollment-roi-calculator/"
    },
    {
      "tool_id": "44-deferred-comp-457b-engine",
      "al_id": "AL-49",
      "version": "1.0.0",
      "title": "Deferred Comp 457(b) Decision Engine",
      "description": "Models after-tax value of 457(b) deferral vs. taxable account across current and retirement marginal rates, growth horizon, and LTCG rate. Computes break-even retirement rate, NPV advantage, and annual withdrawal comparison.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_offers",
        "career_transition"
      ],
      "personas": [
        "employee",
        "financial_planner",
        "hr"
      ],
      "tags": [
        "457b",
        "deferred-compensation",
        "tax-deferral",
        "retirement",
        "marginal-rate",
        "npv",
        "taxable-account"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "slug": "44-deferred-comp-457b-engine",
      "file_path": "tools/44-deferred-comp-457b-engine/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "deferred_comp_457b_record"
      ],
      "downstream_handoff_candidates": [
        "AL-25",
        "AL-04"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/44-deferred-comp-457b-engine/"
    },
    {
      "tool_id": "45-tutor-roi-calculator",
      "al_id": "AL-50",
      "version": "1.0.0",
      "title": "Tutor ROI Calculator",
      "description": "Models expected value of tutoring investment: probability of score improvement × (merit scholarship NPV + admission value uplift) vs. tutor cost. Returns net ROI, break-even probability, and gross value.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "parent",
        "counselor"
      ],
      "tags": [
        "tutoring",
        "test-prep",
        "roi",
        "scholarship",
        "merit-aid",
        "break-even",
        "expected-value"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "slug": "45-tutor-roi-calculator",
      "file_path": "tools/45-tutor-roi-calculator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "tutor_roi_record"
      ],
      "downstream_handoff_candidates": [
        "AL-14",
        "AL-02",
        "AL-51"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/45-tutor-roi-calculator/"
    },
    {
      "tool_id": "46-test-retake-decision-engine",
      "al_id": "AL-51",
      "version": "1.0.0",
      "title": "Test Retake Decision Engine",
      "description": "EV model for retake vs. apply-now on GRE/GMAT/LSAT/MCAT/SAT/ACT. Returns expected value of each path, EV advantage, break-even probability of improvement, and cycle delay cost.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "counselor"
      ],
      "tags": [
        "test-retake",
        "gre",
        "gmat",
        "lsat",
        "mcat",
        "sat",
        "act",
        "expected-value",
        "break-even",
        "admit-probability"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "slug": "46-test-retake-decision-engine",
      "file_path": "tools/46-test-retake-decision-engine/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "test_retake_record"
      ],
      "downstream_handoff_candidates": [
        "AL-03",
        "AL-18",
        "AL-50"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/46-test-retake-decision-engine/"
    },
    {
      "al_id": "AL-52",
      "version": "1.0.0",
      "title": "MBA Application Portfolio Optimizer",
      "slug": "47-mba-application-portfolio-optimizer",
      "file_path": "tools/47-mba-application-portfolio-optimizer/index.html",
      "description": "Expected-value optimizer for MBA application school list. Models P(≥1 offer), expected scholarship, portfolio EV, and marginal value per additional school by tier.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "counselor"
      ],
      "tags": [
        "mba",
        "application",
        "portfolio",
        "school-list",
        "expected-value"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mba_portfolio_record"
      ],
      "downstream_handoff_candidates": [
        "AL-26",
        "AL-22",
        "AL-13"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/47-mba-application-portfolio-optimizer/"
    },
    {
      "al_id": "AL-53",
      "version": "1.0.0",
      "title": "Tuition Reimbursement True Value Calculator",
      "slug": "48-tuition-reimbursement-true-value-calculator",
      "file_path": "tools/48-tuition-reimbursement-true-value-calculator/index.html",
      "description": "Models true net value of employer tuition benefit: IRS §127 tax savings, clawback risk, study-time opportunity cost, credential lift. CA AB 692 flag.",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "student",
        "employer"
      ],
      "tags": [
        "tuition-reimbursement",
        "clawback",
        "section-127",
        "employer-benefit",
        "ca-ab-692"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "tuition_reimbursement_record"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-18",
        "AL-46"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/48-tuition-reimbursement-true-value-calculator/"
    },
    {
      "al_id": "AL-54",
      "version": "1.0.0",
      "title": "PhD vs. Industry Pivot Calculator",
      "slug": "49-phd-vs-industry-pivot-calculator",
      "file_path": "tools/49-phd-vs-industry-pivot-calculator/index.html",
      "description": "NPV model for finishing a PhD vs. leaving for industry. Computes opportunity cost, break-even year, PSLF impact, and year-by-year cumulative earnings.",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "student",
        "career_changer"
      ],
      "tags": [
        "phd",
        "graduate-school",
        "industry-pivot",
        "opportunity-cost",
        "pslf",
        "abd"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "ap2_export": true,
      "ap2_mandate_types": [
        "phd_pivot_record"
      ],
      "downstream_handoff_candidates": [
        "AL-26",
        "AL-03",
        "AL-13"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/49-phd-vs-industry-pivot-calculator/"
    },
    {
      "al_id": "AL-55",
      "version": "1.0.0",
      "title": "Law School ROI by Career Track",
      "slug": "50-law-school-roi-by-career-track",
      "file_path": "tools/50-law-school-roi-by-career-track/index.html",
      "description": "10-yr NPV for BigLaw, In-House, Government, and Public Interest tracks. Models PSLF forgiveness, IDR vs. standard repayment, and break-even year.",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "student",
        "career_changer",
        "counselor"
      ],
      "tags": [
        "law-school",
        "jd",
        "biglaw",
        "pslf",
        "public-interest",
        "idr",
        "career-track"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "law_school_roi_record"
      ],
      "downstream_handoff_candidates": [
        "AL-13",
        "AL-22",
        "AL-26"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/50-law-school-roi-by-career-track/"
    },
    {
      "al_id": "AL-56",
      "version": "1.0.0",
      "title": "GMAT vs. GRE Strategic Choice Engine",
      "slug": "51-gmat-vs-gre-strategic-choice-engine",
      "file_path": "tools/51-gmat-vs-gre-strategic-choice-engine/index.html",
      "description": "Profile-based scoring engine recommending GMAT vs. GRE. Scores 7 dimensions, produces target score tables by tier, all-in cost comparison, and prep estimate.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "counselor"
      ],
      "tags": [
        "gmat",
        "gre",
        "mba",
        "test-choice",
        "prep",
        "score-target",
        "admissions"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "test_choice_record"
      ],
      "downstream_handoff_candidates": [
        "AL-30",
        "AL-51",
        "AL-52",
        "AL-29"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/51-gmat-vs-gre-strategic-choice-engine/"
    },
    {
      "al_id": "AL-57",
      "version": "1.0.0",
      "title": "Executive MBA vs. Full-Time MBA Decision Engine",
      "slug": "52-exec-mba-vs-fulltime-mba-engine",
      "file_path": "tools/52-exec-mba-vs-fulltime-mba-engine/index.html",
      "description": "10-yr NPV of EMBA vs. FT MBA vs. No MBA. Models employer sponsorship, 2-yr salary gap, career pivot feasibility, and break-even year.",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "student",
        "counselor"
      ],
      "tags": [
        "emba",
        "executive-mba",
        "full-time-mba",
        "career-pivot",
        "npv",
        "employer-sponsorship"
      ],
      "status": "shipped",
      "maintenance": "zero",
      "ap2_export": true,
      "ap2_mandate_types": [
        "exec_mba_record"
      ],
      "downstream_handoff_candidates": [
        "AL-29",
        "AL-52",
        "AL-26"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/52-exec-mba-vs-fulltime-mba-engine/"
    },
    {
      "al_id": "AL-59",
      "version": "1.0.0",
      "title": "STEM OPT Financial Runway Planner",
      "slug": "53-stem-opt-financial-runway-planner",
      "file_path": "tools/53-stem-opt-financial-runway-planner/index.html",
      "description": "Financial runway model for F-1 students on OPT/STEM OPT. H-1B lottery probability, savings milestones, worst-case balance, EB-2 NIW path, cap-exempt strategy.",
      "category": "immigration_visa",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "f-1",
        "opt",
        "stem-opt",
        "h1b",
        "immigration",
        "eb-2-niw",
        "cap-exempt",
        "lottery"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "stem_opt_record"
      ],
      "downstream_handoff_candidates": [
        "AL-09",
        "AL-31"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/53-stem-opt-financial-runway-planner/"
    },
    {
      "al_id": "AL-61",
      "version": "1.0.0",
      "title": "TOEFL vs. IELTS vs. Duolingo Choice Engine",
      "slug": "54-toefl-ielts-duolingo-choice-engine",
      "file_path": "tools/54-toefl-ielts-duolingo-choice-engine/index.html",
      "description": "Profile-based scoring engine recommending TOEFL, IELTS, or Duolingo for international MBA and graduate applicants. Scores 8 profile dimensions, produces target score tables by program tier, all-in cost comparison, and 2026 school acceptance policy notes including Wharton's new Duolingo acceptance.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "counselor"
      ],
      "tags": [
        "toefl",
        "ielts",
        "duolingo",
        "english-proficiency",
        "mba",
        "international",
        "test-choice",
        "2026"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "english_test_choice_record"
      ],
      "downstream_handoff_candidates": [
        "AL-30",
        "AL-51",
        "AL-52",
        "AL-31"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/54-toefl-ielts-duolingo-choice-engine/"
    },
    {
      "al_id": "AL-62",
      "version": "1.0.0",
      "title": "LSAT Score → Law School Tier Match & Financial Planner",
      "slug": "55-lsat-tier-match-planner",
      "file_path": "tools/55-lsat-tier-match-planner/index.html",
      "description": "Maps LSAT score and GPA to realistic law school tier access (T14/T15–50/Regional) with financial outcomes: expected debt, 10-year NPV by career track, scholarship probability, PSLF forgiveness, and points-to-next-tier analysis.",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "student",
        "counselor"
      ],
      "tags": [
        "lsat",
        "law-school",
        "t14",
        "pslf",
        "tier-match",
        "financial-planning",
        "jd",
        "admissions"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "lsat_tier_record"
      ],
      "downstream_handoff_candidates": [
        "AL-51",
        "AL-55",
        "AL-13"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/55-lsat-tier-match-planner/"
    },
    {
      "al_id": "AL-63",
      "version": "1.0.0",
      "title": "MBA Scholarship Strategy Engine",
      "slug": "56-mba-scholarship-strategy-engine",
      "file_path": "tools/56-mba-scholarship-strategy-engine/index.html",
      "description": "Two-stage scholarship strategy engine: (1) Round Timing Optimizer — dollar EV of applying R1 vs. R2 vs. R3 given application readiness, admit-rate edge, and merit budget depletion; (2) Offer Negotiation EV — probability-weighted value of countering with a competing offer, by school type.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "mba",
        "scholarship",
        "negotiation",
        "round-1",
        "round-2",
        "application-timing",
        "merit-aid",
        "expected-value"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mba_scholarship_record"
      ],
      "downstream_handoff_candidates": [
        "AL-52",
        "AL-26",
        "AL-29",
        "AL-13"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/56-mba-scholarship-strategy-engine/"
    },
    {
      "al_id": "AL-64",
      "version": "1.0.0",
      "title": "MBA Admissions Consulting ROI Calculator",
      "slug": "57-mba-admissions-consulting-roi",
      "file_path": "tools/57-mba-admissions-consulting-roi/index.html",
      "description": "Expected-value model for admissions consulting: converts claimed admission-probability uplift into dollar EV using tier salary premium NPVs, computes break-even uplift for the fee, and runs sensitivity across 2–15pp real uplift.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "mba",
        "admissions-consulting",
        "roi",
        "expected-value",
        "tier-premium",
        "fees"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "consulting_roi_record"
      ],
      "downstream_handoff_candidates": [
        "AL-52",
        "AL-63",
        "AL-26",
        "AL-29"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/57-mba-admissions-consulting-roi/"
    },
    {
      "al_id": "AL-65",
      "version": "1.0.0",
      "title": "MBA Yield Decision Engine",
      "slug": "58-mba-yield-decision-engine",
      "file_path": "tools/58-mba-yield-decision-engine/index.html",
      "description": "Weighted multi-criteria decision engine for choosing among 2–3 MBA admission offers: tier salary outcomes, net cost, career goal fit, network strength, cost of living — with sensitivity analysis across five priority profiles.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "mba",
        "yield",
        "offer-selection",
        "multi-criteria",
        "decision-engine",
        "sensitivity"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mba_yield_record"
      ],
      "downstream_handoff_candidates": [
        "AL-63",
        "AL-26",
        "AL-13",
        "AL-29"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/58-mba-yield-decision-engine/"
    },
    {
      "al_id": "AL-66",
      "version": "1.0.0",
      "title": "Dual Degree ROI Calculator",
      "slug": "59-dual-degree-roi-calculator",
      "file_path": "tools/59-dual-degree-roi-calculator/index.html",
      "description": "Three-path NPV model for JD/MBA, MD/MBA, MPH/MBA, MPP/MBA decisions: primary degree only vs. concurrent dual vs. sequential. Computes dual marginal cost, cross-domain salary premium, break-even year, and concurrency savings.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "dual-degree",
        "jd-mba",
        "md-mba",
        "mph-mba",
        "roi",
        "npv",
        "concurrent",
        "graduate-school"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "dual_degree_record"
      ],
      "downstream_handoff_candidates": [
        "AL-26",
        "AL-55",
        "AL-13",
        "AL-39"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/59-dual-degree-roi-calculator/"
    },
    {
      "al_id": "AL-67",
      "version": "1.0.0",
      "title": "Online MBA vs. EMBA vs. Full-Time MBA 4-Path Comparator",
      "slug": "60-online-mba-comparator",
      "file_path": "tools/60-online-mba-comparator/index.html",
      "description": "Four-path NPV and goal-fit comparator: Online MBA, EMBA, Full-Time MBA, No MBA. Models income continuity, employer perception multipliers (GMAC 2025 ~90% online acceptance), salary reset vs. uplift mechanics, and pivot feasibility by career goal.",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "student"
      ],
      "tags": [
        "online-mba",
        "emba",
        "full-time-mba",
        "format-comparison",
        "npv",
        "employer-perception",
        "career-pivot"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "online_mba_record"
      ],
      "downstream_handoff_candidates": [
        "AL-57",
        "AL-26",
        "AL-48",
        "AL-13"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/60-online-mba-comparator/"
    },
    {
      "al_id": "AL-68",
      "version": "1.0.0",
      "title": "MBA Waitlist Expected Value Engine",
      "slug": "61-mba-waitlist-ev-engine",
      "file_path": "tools/61-mba-waitlist-ev-engine/index.html",
      "description": "Three-option EV model for waitlisted MBA applicants: stay on list (hedged with safety deposit), withdraw and commit, or gap-year and reapply. Uses school-class yield rates to estimate P(off waitlist) and tier premium NPVs for upgrade value.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "mba",
        "waitlist",
        "expected-value",
        "yield",
        "admissions",
        "reapplication"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mba_waitlist_record"
      ],
      "downstream_handoff_candidates": [
        "AL-65",
        "AL-63",
        "AL-52",
        "AL-69"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/61-mba-waitlist-ev-engine/"
    },
    {
      "al_id": "AL-69",
      "version": "1.0.0",
      "title": "Deferred Enrollment MBA Decision Engine",
      "slug": "62-deferred-enrollment-mba-engine",
      "file_path": "tools/62-deferred-enrollment-mba-engine/index.html",
      "description": "Option-value model for deferred MBA admits: accept a guaranteed seat now vs. decline and reapply to a higher tier later. Computes risk-adjusted EVs, break-even upgrade probability, and the dollar value of the guarantee.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student"
      ],
      "tags": [
        "mba",
        "deferred-admission",
        "2+2",
        "option-value",
        "expected-value",
        "reapplication"
      ],
      "status": "shipped",
      "maintenance": "low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "deferred_mba_record"
      ],
      "downstream_handoff_candidates": [
        "AL-52",
        "AL-68",
        "AL-26",
        "AL-43"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/62-deferred-enrollment-mba-engine/"
    },
    {
      "al_id": "AL-70",
      "version": "1.0.0",
      "title": "MBA Reapplicant EV Engine",
      "slug": "63-mba-reapplicant-ev-engine",
      "file_path": "tools/63-mba-reapplicant-ev-engine/index.html",
      "description": "Expected-value engine for dinged MBA applicants: reapply same schools, restructure the portfolio, take the admit in hand, or skip the MBA. Models reapplicant admit probability from profile-change uplifts, prices the cycle-delay cost, and ranks improvement moves by pp-per-dollar and pp-per-hour efficiency.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "career_changer",
        "working_professional"
      ],
      "tags": [
        "mba",
        "reapplication",
        "ding-analysis",
        "expected-value",
        "admit-probability",
        "profile-improvement"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mba_reapplicant_record"
      ],
      "downstream_handoff_candidates": [
        "AL-51",
        "AL-52",
        "AL-56",
        "AL-63"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/63-mba-reapplicant-ev-engine/"
    },
    {
      "al_id": "AL-71",
      "version": "1.0.0",
      "title": "One-Year vs. Two-Year MBA Global Comparator",
      "slug": "64-one-vs-two-year-mba-comparator",
      "file_path": "tools/64-one-vs-two-year-mba-comparator/index.html",
      "description": "Three-path NPV comparator (1-yr international MBA, 2-yr US MBA, no MBA) modeling the three mechanics generic calculators miss: opportunity-cost asymmetry (10 vs 21 months out), career-switch feasibility gates (no-internship double switch x0.60), and geo-placement gates (e.g., INSEAD <10% US placement). Embedded 12-program table, visa hard-stop logic, payback year, geo-fit scoring.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "career_changer",
        "working_professional"
      ],
      "tags": [
        "one-year-mba",
        "two-year-mba",
        "insead",
        "international-mba",
        "npv",
        "opportunity-cost",
        "geo-placement",
        "career-switch",
        "visa",
        "opt"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mba_format_geo_record"
      ],
      "downstream_handoff_candidates": [
        "AL-29",
        "AL-31",
        "AL-59",
        "AL-65"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/64-one-vs-two-year-mba-comparator/"
    },
    {
      "al_id": "AL-72",
      "version": "1.0.0",
      "title": "Law School Early Decision EV Engine",
      "slug": "65-law-school-ed-ev-engine",
      "file_path": "tools/65-law-school-ed-ev-engine/index.html",
      "description": "Computes the expected value of binding Early Decision vs. a Regular Decision portfolio for law school: ED admission boost by median position (splitter logic), forfeited scholarship negotiation leverage, break-even ED boost, ED guarantee programs, and debt/payment impact.",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "counselor"
      ],
      "tags": [
        "law-school",
        "early-decision",
        "ed-vs-rd",
        "expected-value",
        "scholarship-negotiation",
        "splitter",
        "lsat",
        "jd",
        "admissions"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "law_ed_record"
      ],
      "downstream_handoff_candidates": [
        "AL-55",
        "AL-62",
        "AL-13"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/65-law-school-ed-ev-engine/"
    },
    {
      "al_id": "AL-73",
      "version": "1.0.0",
      "title": "MiM vs. MBA Timing Engine",
      "slug": "66-mim-vs-mba-timing-engine",
      "file_path": "tools/66-mim-vs-mba-timing-engine/index.html",
      "description": "Lifetime-NPV timing engine for 21-24-year-olds with under two years of experience: MiM now vs. work 3-5 years then full-time MBA vs. no graduate degree. Computes NPV to age 35 and 45, the crossover salary where the verdict flips, payback years, 3/5/8% discount-rate sensitivity, and the MiM-then-MBA double-degree trap (x0.5 incremental-uplift haircut).",
      "category": "education_path_roi",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student"
      ],
      "tags": [
        "mim",
        "master-in-management",
        "mba",
        "timing",
        "npv",
        "crossover-salary",
        "early-career",
        "europe",
        "gmac",
        "stem-opt"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mim_mba_timing_record"
      ],
      "downstream_handoff_candidates": [
        "AL-26",
        "AL-29",
        "AL-66"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/66-mim-vs-mba-timing-engine/"
    },
    {
      "al_id": "AL-74",
      "version": "1.0.0",
      "title": "Backward-Design Lesson Builder",
      "slug": "67-backward-design-lesson-builder",
      "file_path": "tools/67-backward-design-lesson-builder/index.html",
      "description": "Scaffolds Understanding by Design (UbD) lesson planning across three stages: Desired Results, Assessment Evidence, and Learning Plan. Names the framework explicitly at each step so educators learn the method as they build.",
      "category": "selected_studies_education",
      "journeys": [
        "instruction",
        "professional_development"
      ],
      "personas": [
        "educator",
        "instructor",
        "student_teacher"
      ],
      "tags": [
        "ubd",
        "backward-design",
        "lesson-planning",
        "assessment",
        "wiggins-mctighe",
        "curriculum"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "lesson_design_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/67-backward-design-lesson-builder/"
    },
    {
      "al_id": "AL-75",
      "version": "1.0.0",
      "title": "Assessment Item Writer + Distractor Analyzer",
      "slug": "68-assessment-item-writer",
      "file_path": "tools/68-assessment-item-writer/index.html",
      "description": "Generates multiple-choice items aligned to Bloom's taxonomy levels and classifies each distractor by error type, so every wrong answer teaches something about gaps in student understanding.",
      "category": "selected_studies_education",
      "journeys": [
        "instruction",
        "professional_development"
      ],
      "personas": [
        "educator",
        "instructor"
      ],
      "tags": [
        "assessment",
        "multiple-choice",
        "blooms-taxonomy",
        "distractor",
        "item-writing"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "assessment_item_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/68-assessment-item-writer/"
    },
    {
      "al_id": "AL-76",
      "version": "1.0.0",
      "title": "Classroom Decision Simulator",
      "slug": "69-classroom-decision-simulator",
      "file_path": "tools/69-classroom-decision-simulator/index.html",
      "description": "Four branching real-classroom scenarios — disengaged student, pacing crisis, challenge question, authority test — with pedagogy-grounded feedback on every choice made.",
      "category": "selected_studies_education",
      "journeys": [
        "instruction",
        "professional_development"
      ],
      "personas": [
        "educator",
        "instructor",
        "student_teacher"
      ],
      "tags": [
        "classroom",
        "management",
        "pedagogy",
        "decision-making",
        "scenarios"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "classroom_scenario_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/69-classroom-decision-simulator/"
    },
    {
      "al_id": "AL-77",
      "version": "1.0.0",
      "title": "GT Differentiation Designer",
      "slug": "70-gt-differentiation-designer",
      "file_path": "tools/70-gt-differentiation-designer/index.html",
      "description": "Adapts a standard lesson for gifted and talented students via curriculum compacting, enrichment strategies (depth, complexity, abstraction, open-endedness), and acceleration options.",
      "category": "selected_studies_education",
      "journeys": [
        "instruction",
        "professional_development"
      ],
      "personas": [
        "educator"
      ],
      "tags": [
        "gifted-talented",
        "differentiation",
        "compacting",
        "enrichment",
        "acceleration"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "gt_differentiation_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/70-gt-differentiation-designer/"
    },
    {
      "al_id": "AL-78",
      "version": "1.0.0",
      "title": "First-Time Instructor Toolkit",
      "slug": "71-first-time-instructor-toolkit",
      "file_path": "tools/71-first-time-instructor-toolkit/index.html",
      "description": "Generates a syllabus framework, Week 1 lesson plan, and grading rubric starter from course inputs. Built for instructors of record in higher education, not teaching assistants.",
      "category": "selected_studies_education",
      "journeys": [
        "instruction",
        "professional_development"
      ],
      "personas": [
        "instructor"
      ],
      "tags": [
        "syllabus",
        "rubric",
        "lesson-plan",
        "instructor-of-record",
        "higher-ed"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "instructor_toolkit_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/71-first-time-instructor-toolkit/"
    },
    {
      "al_id": "AL-79",
      "version": "1.0.0",
      "title": "CEFR Text Leveler",
      "slug": "72-cefr-text-leveler",
      "file_path": "tools/72-cefr-text-leveler/index.html",
      "description": "Analyzes any pasted text against CEFR readability criteria: sentence length, vocabulary frequency tier, grammar structure flags, and specific simplification suggestions for A2, B1, and B2 target levels.",
      "category": "selected_studies_esl",
      "journeys": [
        "language_instruction"
      ],
      "personas": [
        "esl_teacher",
        "language_instructor"
      ],
      "tags": [
        "cefr",
        "readability",
        "text-leveling",
        "esl",
        "tefl",
        "a2",
        "b1",
        "b2",
        "vocabulary"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "cefr_leveling_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/72-cefr-text-leveler/"
    },
    {
      "al_id": "AL-80",
      "version": "1.0.0",
      "title": "L1-Interference Spotter (Mandarin→English)",
      "slug": "73-l1-interference-spotter",
      "file_path": "tools/73-l1-interference-spotter/index.html",
      "description": "Covers eight Mandarin-to-English transfer error categories — articles, tense vs. aspect, topic-comment order, copula omission, classifiers, phonology, question formation, negation — with examples, corrections, and teaching tips.",
      "category": "selected_studies_esl",
      "journeys": [
        "language_instruction"
      ],
      "personas": [
        "esl_teacher",
        "language_instructor"
      ],
      "tags": [
        "l1-interference",
        "mandarin",
        "esl",
        "transfer-errors",
        "contrastive-analysis"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "l1_interference_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/73-l1-interference-spotter/"
    },
    {
      "al_id": "AL-81",
      "version": "1.0.0",
      "title": "Error-Correction Triage",
      "slug": "74-error-correction-triage",
      "file_path": "tools/74-error-correction-triage/index.html",
      "description": "Classifies student errors as global vs. local and guides the decision of when and how to correct using the six Lyster-Ranta corrective feedback techniques with SLA research rationale for each.",
      "category": "selected_studies_esl",
      "journeys": [
        "language_instruction"
      ],
      "personas": [
        "esl_teacher"
      ],
      "tags": [
        "error-correction",
        "sla",
        "feedback",
        "triage",
        "global-local",
        "lyster-ranta"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "error_correction_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/74-error-correction-triage/"
    },
    {
      "al_id": "AL-82",
      "version": "1.0.0",
      "title": "TKT Framework Lesson Stager",
      "slug": "75-tkt-framework-lesson-stager",
      "file_path": "tools/75-tkt-framework-lesson-stager/index.html",
      "description": "Generates a complete EFL lesson plan using PPP (Present-Practice-Produce), TBL (Task-Based Learning), or ESA (Engage-Study-Activate) with timing, activity types, CCQs, and ICQs.",
      "category": "selected_studies_esl",
      "journeys": [
        "language_instruction"
      ],
      "personas": [
        "esl_teacher",
        "language_instructor"
      ],
      "tags": [
        "tkt",
        "ppp",
        "tbl",
        "esa",
        "lesson-planning",
        "cambridge",
        "tefl"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "tkt_lesson_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/75-tkt-framework-lesson-stager/"
    },
    {
      "al_id": "AL-83",
      "version": "1.0.0",
      "title": "Primary Source Workbench",
      "slug": "76-primary-source-workbench",
      "file_path": "tools/76-primary-source-workbench/index.html",
      "description": "SOAPSTone analysis framework, provenance checklist, bias inventory, and corroboration prompts for any historical document. Five embedded sources included or paste your own.",
      "category": "selected_studies_history",
      "journeys": [
        "academic_study",
        "historical_analysis"
      ],
      "personas": [
        "history_student",
        "history_educator"
      ],
      "tags": [
        "primary-source",
        "soapstone",
        "historiography",
        "source-criticism",
        "ap-history"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "primary_source_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/76-primary-source-workbench/"
    },
    {
      "al_id": "AL-84",
      "version": "1.0.0",
      "title": "Historiography Comparator",
      "slug": "77-historiography-comparator",
      "file_path": "tools/77-historiography-comparator/index.html",
      "description": "Selects one of 10 historical events and shows how five schools — Traditional, Annales, Marxist, Revisionist, and Postmodern — would each interpret it. Includes a thesis-statement builder.",
      "category": "selected_studies_history",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "history_student",
        "history_educator"
      ],
      "tags": [
        "historiography",
        "annales",
        "marxist",
        "revisionist",
        "great-man",
        "postmodern"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "historiography_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/77-historiography-comparator/"
    },
    {
      "al_id": "AL-85",
      "version": "1.0.0",
      "title": "Anachronism Detector",
      "slug": "78-anachronism-detector",
      "file_path": "tools/78-anachronism-detector/index.html",
      "description": "Checks a claim or fiction excerpt against 80+ invention, institution, and language-origin dates. Flags out-of-period terms with source notes and includes a spot-the-anachronism quiz.",
      "category": "selected_studies_history",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "history_student",
        "history_educator",
        "writer"
      ],
      "tags": [
        "anachronism",
        "historical-fiction",
        "chronology",
        "invention-dates",
        "history"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "anachronism_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/78-anachronism-detector/"
    },
    {
      "al_id": "AL-86",
      "version": "1.0.0",
      "title": "Counterfactual Stress-Tester",
      "slug": "79-counterfactual-stress-tester",
      "file_path": "tools/79-counterfactual-stress-tester/index.html",
      "description": "Five-step framework for rigorous what-if history: evidence constraints, nearest possible world, first-order effects, second-order effects, and magnitude calibration. Flags five common counterfactual fallacies.",
      "category": "selected_studies_history",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "history_student",
        "history_educator"
      ],
      "tags": [
        "counterfactual",
        "what-if",
        "historical-reasoning",
        "evidence-constraints"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "counterfactual_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/79-counterfactual-stress-tester/"
    },
    {
      "al_id": "AL-87",
      "version": "1.0.0",
      "title": "Franchise vs. Promotion/Relegation Comparator",
      "slug": "80-franchise-vs-promotion-relegation",
      "file_path": "tools/80-franchise-vs-promotion-relegation/index.html",
      "description": "Eight-dimension comparison of closed franchise (NFL/NBA/MLB) vs. open promotion/relegation (EPL/Bundesliga): competitive balance, investment incentives, revenue distribution, fan culture, and labor relations. 2024 financial data embedded.",
      "category": "selected_studies_sport",
      "journeys": [
        "academic_study",
        "sport_management"
      ],
      "personas": [
        "sport_management_student",
        "analyst",
        "educator"
      ],
      "tags": [
        "franchise",
        "promotion-relegation",
        "soccer",
        "nfl",
        "epl",
        "competitive-balance",
        "sport-economics"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "franchise_governance_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/80-franchise-vs-promotion-relegation/"
    },
    {
      "al_id": "AL-88",
      "version": "1.0.0",
      "title": "Survey Study Designer",
      "slug": "81-survey-study-designer",
      "file_path": "tools/81-survey-study-designer/index.html",
      "description": "Five-stage survey research workflow: research question sharpening, sampling strategy and sample-size estimation, instrument design with Likert builder, pilot plan, and analysis plan with SPSS paths and APA reporting templates.",
      "category": "selected_studies_sport",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "sport_management_student",
        "researcher"
      ],
      "tags": [
        "survey",
        "research-methods",
        "sampling",
        "instrument-design",
        "spss",
        "sport-management"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "survey_design_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/81-survey-study-designer/"
    },
    {
      "al_id": "AL-89",
      "version": "1.0.0",
      "title": "Payroll Efficiency Classroom",
      "slug": "82-payroll-efficiency-classroom",
      "file_path": "tools/82-payroll-efficiency-classroom/index.html",
      "description": "Guided lesson teaching $/fWAR efficiency (Moneyball for the masses): what WAR measures, why $/win varies, how to read a team report card. Embedded 2024 MLB payroll and WAR data. Ends with a budget-constrained GM for a Day exercise.",
      "category": "selected_studies_sport",
      "journeys": [
        "academic_study",
        "sport_management"
      ],
      "personas": [
        "sport_management_student",
        "analyst"
      ],
      "tags": [
        "baseball",
        "mlb",
        "war",
        "payroll",
        "efficiency",
        "moneyball",
        "analytics"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "payroll_efficiency_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/82-payroll-efficiency-classroom/"
    },
    {
      "al_id": "AL-90",
      "version": "1.0.0",
      "title": "Umpire Accuracy Lab",
      "slug": "83-umpire-accuracy-lab",
      "file_path": "tools/83-umpire-accuracy-lab/index.html",
      "description": "34,294 incorrect ball-strike calls per 2018 season; 14 per game; two-strike count bias. Measurement lesson on error rates and performance evaluation, plus a structured ABS debate with argument prompts for both sides.",
      "category": "selected_studies_sport",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "sport_management_student",
        "analyst"
      ],
      "tags": [
        "umpire",
        "accuracy",
        "baseball",
        "strike-zone",
        "robo-umps",
        "performance-evaluation"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "umpire_accuracy_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/83-umpire-accuracy-lab/"
    },
    {
      "al_id": "AL-91",
      "version": "1.0.0",
      "title": "Micro Theory Sandbox",
      "slug": "84-micro-theory-sandbox",
      "file_path": "tools/84-micro-theory-sandbox/index.html",
      "description": "Interactive SVG supply-and-demand diagrams with demand/supply shifter sliders, price floor/ceiling interventions, and consumer/producer surplus. Tab 2: cost curves (ATC/AVC/MC) and market structure selector.",
      "category": "selected_studies_economics",
      "journeys": [
        "academic_study",
        "economics_education"
      ],
      "personas": [
        "economics_student",
        "educator"
      ],
      "tags": [
        "microeconomics",
        "supply-demand",
        "equilibrium",
        "cost-curves",
        "market-structure",
        "econ-101"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "micro_theory_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/84-micro-theory-sandbox/"
    },
    {
      "al_id": "AL-92",
      "version": "1.0.0",
      "title": "US Macro Dashboard",
      "slug": "85-comparative-economic-systems",
      "file_path": "tools/85-comparative-economic-systems/index.html",
      "description": "Interactive SVG charts for US GDP growth, CPI inflation, unemployment, and federal funds rate 1960–2024 with recession shading, decade zoom, and overlay compare.",
      "category": "selected_studies_economics",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "economics_student",
        "educator"
      ],
      "tags": [
        "gdp",
        "inflation",
        "unemployment",
        "fed-rate",
        "macroeconomics",
        "time-series",
        "nber"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "economic_systems_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/85-comparative-economic-systems/"
    },
    {
      "al_id": "AL-93",
      "version": "1.0.0",
      "title": "Phillips Curve Explorer",
      "slug": "86-ask-the-economists-panel",
      "file_path": "tools/86-ask-the-economists-panel/index.html",
      "description": "Interactive scatter of US unemployment vs. inflation 1960–2024 by decade. Visualizes when the trade-off held, when stagflation broke it, and the flat 2010s vs. 2021-22 surge.",
      "category": "selected_studies_economics",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "economics_student",
        "educator"
      ],
      "tags": [
        "phillips-curve",
        "inflation",
        "unemployment",
        "stagflation",
        "macroeconomics",
        "scatter-plot"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "economists_panel_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/86-ask-the-economists-panel/"
    },
    {
      "al_id": "AL-94",
      "version": "1.0.0",
      "title": "Recession Anatomy Lab",
      "slug": "87-american-economic-history",
      "file_path": "tools/87-american-economic-history/index.html",
      "description": "Six US recessions (1973–2020) dissected: GDP decline, unemployment peak, cause, policy response, recovery. SVG comparison charts, timeline view, and ±3yr sparklines.",
      "category": "selected_studies_economics",
      "journeys": [
        "academic_study"
      ],
      "personas": [
        "economics_student",
        "history_student",
        "educator"
      ],
      "tags": [
        "recession",
        "gdp",
        "nber",
        "economic-history",
        "great-recession",
        "covid-19",
        "volcker"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "economic_history_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/87-american-economic-history/"
    },
    {
      "al_id": "AL-95",
      "version": "1.0.0",
      "title": "Principles of Economics Refresher",
      "slug": "88-principles-refresher",
      "file_path": "tools/88-principles-refresher/index.html",
      "description": "Interactive Econ 101/102 review: supply-demand sandbox with directional-change quiz, GDP accounting (C+I+G+NX) with component sliders, market structures comparison table, and 30-card key-terms flashcard deck.",
      "category": "selected_studies_economics",
      "journeys": [
        "academic_study",
        "economics_education"
      ],
      "personas": [
        "economics_student",
        "educator",
        "professional_refresher"
      ],
      "tags": [
        "economics",
        "principles",
        "supply-demand",
        "gdp",
        "market-structures",
        "flashcards"
      ],
      "status": "shipped",
      "maintenance": "very_low",
      "ap2_export": true,
      "ap2_mandate_types": [
        "econ_principles_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/88-principles-refresher/"
    },
    {
      "al_id": "AL-96",
      "version": "1.0.0",
      "title": "Sales OTE & Commission Analyzer",
      "slug": "89-sales-ote-commission-analyzer",
      "file_path": "tools/89-sales-ote-commission-analyzer/index.html",
      "description": "Model your real W-2 outcome from an OTE offer: base/variable split, quota attainment scenarios, accelerator tiers, and draw/clawback risk.",
      "category": "compensation_benefits",
      "journeys": [
        "career_navigation",
        "salary_negotiation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "sales",
        "ote",
        "commission",
        "quota",
        "compensation",
        "w2",
        "accelerator"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "BLS OEWS 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "sales_comp_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/89-sales-ote-commission-analyzer/"
    },
    {
      "al_id": "AL-97",
      "version": "1.0.0",
      "title": "Counter-Offer Decision Engine",
      "slug": "90-counter-offer-decision-engine",
      "file_path": "tools/90-counter-offer-decision-engine/index.html",
      "description": "Model the 5-year NPV of accepting a counter-offer vs. taking a new employer offer, with loyalty-tax risk and career trajectory analysis.",
      "category": "career_planning",
      "journeys": [
        "career_navigation",
        "salary_negotiation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "counter-offer",
        "job-change",
        "salary",
        "negotiation",
        "career",
        "retention"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "Labor market research 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "counter_offer_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/90-counter-offer-decision-engine/"
    },
    {
      "al_id": "AL-98",
      "version": "1.0.0",
      "title": "Relocation Package True Value Engine",
      "slug": "91-relocation-package-value-engine",
      "file_path": "tools/91-relocation-package-value-engine/index.html",
      "description": "Strip the gross-up illusion from your employer relocation offer. Model lump sum vs. managed relo net value after taxes, actual moving costs, and housing delta.",
      "category": "career_planning",
      "journeys": [
        "career_navigation",
        "salary_negotiation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "relocation",
        "moving",
        "job-offer",
        "cost-of-living",
        "salary",
        "package"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "ATTOM moving cost data 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "relocation_package_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/91-relocation-package-value-engine/"
    },
    {
      "al_id": "AL-99",
      "version": "1.0.0",
      "title": "Dual-Career Household Income Optimizer",
      "slug": "92-dual-career-household-optimizer",
      "file_path": "tools/92-dual-career-household-optimizer/index.html",
      "description": "Model childcare break-even salary, part-time sabbatical cost, and geographic relocation trade-offs for dual-earner couples.",
      "category": "compensation_benefits",
      "journeys": [
        "career_navigation",
        "salary_negotiation"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "dual-income",
        "household",
        "childcare",
        "sabbatical",
        "relocation",
        "salary"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "BLS CES 2024 · ChildCare Aware 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "dual_career_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/92-dual-career-household-optimizer/"
    },
    {
      "al_id": "AL-100",
      "version": "1.0.0",
      "title": "Internship ROI Calculator",
      "slug": "93-internship-roi-calculator",
      "file_path": "tools/93-internship-roi-calculator/index.html",
      "description": "Model the opportunity cost of unpaid or low-pay internships against FTE conversion probability, career acceleration NPV, and salary premium.",
      "category": "education_finance",
      "journeys": [
        "education_planning",
        "career_navigation"
      ],
      "personas": [
        "student",
        "career_changer"
      ],
      "tags": [
        "internship",
        "roi",
        "opportunity-cost",
        "career",
        "conversion",
        "salary"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "NACE Internship Survey 2024 · BLS OEWS 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "internship_roi_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/93-internship-roi-calculator/"
    },
    {
      "al_id": "AL-101",
      "version": "1.0.0",
      "title": "Community College Transfer Pathway ROI",
      "slug": "94-community-college-transfer-roi",
      "file_path": "tools/94-community-college-transfer-roi/index.html",
      "description": "Compare the 2+2 pathway (2 years CC + transfer) against direct 4-year enrollment: tuition savings, transfer risk, and time-to-completion delta.",
      "category": "education_finance",
      "journeys": [
        "education_planning"
      ],
      "personas": [
        "student",
        "parent"
      ],
      "tags": [
        "community-college",
        "transfer",
        "2+2",
        "roi",
        "savings",
        "tuition",
        "education"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "NCES IPEDS 2023-24 · CCRC 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "cc_transfer_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/94-community-college-transfer-roi/"
    },
    {
      "al_id": "AL-102",
      "version": "1.0.0",
      "title": "Graduate Certificate vs. Master's Degree Engine",
      "slug": "95-grad-cert-vs-masters-engine",
      "file_path": "tools/95-grad-cert-vs-masters-engine/index.html",
      "description": "Compare post-bacc credential options: total cost, time-to-market, salary lift, and NPV by field for 6-month certificate vs. 2-year master's degree.",
      "category": "education_finance",
      "journeys": [
        "education_planning",
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer",
        "student"
      ],
      "tags": [
        "graduate-certificate",
        "masters-degree",
        "roi",
        "post-bacc",
        "career",
        "credential"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "BLS OEWS 2024 · NCES IPEDS 2023-24",
      "ap2_export": true,
      "ap2_mandate_types": [
        "grad_cert_vs_masters_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/95-grad-cert-vs-masters-engine/"
    },
    {
      "al_id": "AL-103",
      "version": "1.0.0",
      "title": "Adult Learner Degree Completion ROI",
      "slug": "96-adult-learner-degree-completion-roi",
      "file_path": "tools/96-adult-learner-degree-completion-roi/index.html",
      "description": "Model the ROI of completing your bachelor's through adult-friendly programs — online, WGU-style, or part-time evening — factoring in prior credits, employer assistance, and time-to-completion.",
      "category": "education_finance",
      "journeys": [
        "education_planning",
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer",
        "student"
      ],
      "tags": [
        "adult-learner",
        "degree-completion",
        "roi",
        "some-college",
        "bachelor",
        "online",
        "workforce"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "BLS OEWS 2024 · NCES IPEDS 2023-24 · Lumina Foundation 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "adult_learner_roi_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/96-adult-learner-degree-completion-roi/"
    },
    {
      "al_id": "AL-104",
      "version": "1.0.0",
      "title": "Nursing & Allied Health Career Ladder ROI",
      "slug": "97-nursing-career-ladder-roi",
      "file_path": "tools/97-nursing-career-ladder-roi/index.html",
      "description": "CNA to CRNA: model the cost, time, and salary at every rung of the nursing and allied health career ladder, with rung-to-rung ROI and cumulative NPV.",
      "category": "licensing_credentials",
      "journeys": [
        "credential_planning",
        "career_navigation"
      ],
      "personas": [
        "student",
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "nursing",
        "rn",
        "np",
        "crna",
        "allied-health",
        "career-ladder",
        "roi",
        "credential"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "BLS OES 2024 · AACN 2024 · AANP 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "nursing_career_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/97-nursing-career-ladder-roi/"
    },
    {
      "al_id": "AL-105",
      "version": "1.0.0",
      "title": "Side Hustle to Full-Time Business Transition Calculator",
      "slug": "98-side-hustle-transition-calculator",
      "file_path": "tools/98-side-hustle-transition-calculator/index.html",
      "description": "Model revenue runway, COBRA health insurance bridge, SE tax step-up, emergency fund requirement, and the month your side hustle can replace your W-2.",
      "category": "career_planning",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "side-hustle",
        "entrepreneurship",
        "transition",
        "self-employment",
        "freelance",
        "runway",
        "cobra"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "BLS CES 2024 · KFF Health Benefits Survey 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "side_hustle_transition_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/98-side-hustle-transition-calculator/"
    },
    {
      "al_id": "AL-106",
      "version": "1.0.0",
      "title": "L1-Interference Spotter: Spanish→English",
      "slug": "99-l1-interference-spotter-spanish",
      "file_path": "tools/99-l1-interference-spotter-spanish/index.html",
      "description": "Catalog of 9 major Spanish→English transfer error categories with examples, CEFR-level context, correction strategies, and a work sample tagger for ESL/TEFL educators.",
      "category": "selected_studies_esl_tefl",
      "journeys": [
        "professional_development"
      ],
      "personas": [
        "educator",
        "esl_tefl_teacher",
        "student"
      ],
      "tags": [
        "esl",
        "tefl",
        "spanish",
        "l1-interference",
        "error-correction",
        "cefr",
        "english-learner"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "Applied linguistics research 2024",
      "ap2_export": true,
      "ap2_mandate_types": [
        "l1_interference_spanish_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/99-l1-interference-spotter-spanish/"
    },
    {
      "al_id": "AL-107",
      "version": "1.0.0",
      "title": "Game Theory Payoff Matrix Builder",
      "slug": "100-game-theory-payoff-matrix",
      "file_path": "tools/100-game-theory-payoff-matrix/index.html",
      "description": "Build 2×2 or 3×3 strategic payoff matrices, solve for Nash equilibria and dominant strategies, classify the game type, and generate a lesson-ready analysis.",
      "category": "selected_studies_economics",
      "journeys": [
        "professional_development"
      ],
      "personas": [
        "economics_student",
        "educator",
        "student"
      ],
      "tags": [
        "game-theory",
        "nash-equilibrium",
        "prisoner-dilemma",
        "payoff-matrix",
        "microeconomics",
        "strategy"
      ],
      "status": "shipped",
      "maintenance": "low",
      "data_vintage": "Economic theory (timeless)",
      "ap2_export": true,
      "ap2_mandate_types": [
        "game_theory_record"
      ],
      "downstream_handoff_candidates": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/100-game-theory-payoff-matrix/"
    },
    {
      "al_id": "AL-108",
      "tool_id": "101-rap-vs-standard-decision-engine",
      "slug": "101-rap-vs-standard-decision-engine",
      "title": "RAP vs. Standard Decision Engine",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "career_changer",
        "counselor"
      ],
      "tags": [
        "RAP",
        "repayment assistance plan",
        "standard",
        "federal loans",
        "OBBBA",
        "PSLF",
        "forgiveness",
        "income driven"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-06",
      "maintenance": "zero",
      "data_vintage": "OBBBA 2025 / HHS FPL 2026",
      "ap2_export": true,
      "ap2_mandate_types": [
        "rap_decision_record"
      ],
      "ap2_inbound_mandate_types": [
        "loan_repayment_record",
        "fafsa_sai_estimate"
      ],
      "downstream_handoff_candidates": [
        "AL-109",
        "AL-26",
        "AL-17"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/101-rap-vs-standard-decision-engine/",
      "file_path": "tools/101-rap-vs-standard-decision-engine/index.html"
    },
    {
      "al_id": "AL-109",
      "tool_id": "102-grad-loan-cap-gap-planner",
      "slug": "102-grad-loan-cap-gap-planner",
      "title": "Grad Loan Cap Gap Planner",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "counselor"
      ],
      "tags": [
        "grad plus",
        "loan cap",
        "gap",
        "professional school",
        "OBBBA",
        "federal limit",
        "private loan"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-06",
      "maintenance": "zero",
      "data_vintage": "OBBBA 2025 / COA estimates 2025-26",
      "ap2_export": true,
      "ap2_mandate_types": [
        "grad_loan_gap_record"
      ],
      "ap2_inbound_mandate_types": [
        "rap_decision_record",
        "loan_repayment_record",
        "graduate_school_roi_record"
      ],
      "downstream_handoff_candidates": [
        "AL-110",
        "AL-108",
        "AL-26"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/102-grad-loan-cap-gap-planner/",
      "file_path": "tools/102-grad-loan-cap-gap-planner/index.html"
    },
    {
      "al_id": "AL-110",
      "tool_id": "103-529-lifelong-learning-maximizer",
      "slug": "103-529-lifelong-learning-maximizer",
      "title": "529 Lifelong Learning Maximizer",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional",
        "counselor"
      ],
      "tags": [
        "529",
        "qualified expenses",
        "OBBBA",
        "CDL",
        "vocational",
        "CPA exam",
        "bar exam",
        "CPE",
        "license renewal",
        "K-12",
        "tax free"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-06",
      "maintenance": "zero",
      "data_vintage": "OBBBA 2025 / IRS 529 rules 2026",
      "ap2_export": true,
      "ap2_mandate_types": [
        "529_lifelong_record"
      ],
      "ap2_inbound_mandate_types": [
        "grad_loan_gap_record",
        "education_savings_record"
      ],
      "downstream_handoff_candidates": [
        "AL-109",
        "AL-05",
        "AL-12"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/103-529-lifelong-learning-maximizer/",
      "file_path": "tools/103-529-lifelong-learning-maximizer/index.html"
    },
    {
      "al_id": "AL-111",
      "tool_id": "104-ai-displacement-risk-screener",
      "version": "1.0.0",
      "title": "AI Displacement Risk Screener",
      "description": "SOC code lookup with Frey-Osborne automation probability, task composition, and composite risk score. Suggests 3 adjacent lower-risk pivots.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "job_seeker",
        "counselor"
      ],
      "tags": [
        "ai",
        "automation",
        "occupation",
        "SOC",
        "career pivot",
        "frey-osborne"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "Frey-Osborne SOC automation estimates",
      "slug": "104-ai-displacement-risk-screener",
      "file_path": "tools/104-ai-displacement-risk-screener/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "ai_displacement_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-06",
        "AL-02",
        "AL-36",
        "AL-07"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/104-ai-displacement-risk-screener/"
    },
    {
      "al_id": "AL-112",
      "tool_id": "105-hdhp-vs-ppo-break-even",
      "version": "1.0.0",
      "title": "HDHP vs. PPO Break-Even Calculator",
      "description": "Find the annual medical-spend level at which HDHP+HSA beats PPO in total out-of-pocket cost, including HSA tax benefit.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "job_seeker"
      ],
      "tags": [
        "HDHP",
        "PPO",
        "HSA",
        "health insurance",
        "break-even",
        "open enrollment"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS HSA limits 2026",
      "slug": "105-hdhp-vs-ppo-break-even",
      "file_path": "tools/105-hdhp-vs-ppo-break-even/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "health_plan_breakeven_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-23",
        "AL-01"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/105-hdhp-vs-ppo-break-even/"
    },
    {
      "al_id": "AL-113",
      "tool_id": "106-employer-training-payback",
      "version": "1.0.0",
      "title": "Employer Training Investment Payback Calculator",
      "description": "Model cost-per-employee-trained vs. productivity lift, attrition reduction, and promotion-rate improvement to produce board-ready training ROI.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "counselor"
      ],
      "tags": [
        "training",
        "L&D",
        "ROI",
        "attrition",
        "workforce development"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "SHRM benchmarks 2025",
      "slug": "106-employer-training-payback",
      "file_path": "tools/106-employer-training-payback/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "training_roi_record"
      ],
      "ap2_inbound_mandate_types": [
        "credential_roi_evaluation"
      ],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-07"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/106-employer-training-payback/"
    },
    {
      "al_id": "AL-114",
      "tool_id": "107-turnover-cost-calculator",
      "version": "1.0.0",
      "title": "Turnover Cost Calculator",
      "description": "Itemize the full cost of a single departure — separation, vacancy, recruitment, onboarding — by role level. Shows SHRM benchmark band and attrition savings slider.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "counselor"
      ],
      "tags": [
        "turnover",
        "attrition",
        "SHRM",
        "hiring",
        "HR analytics"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "SHRM 2025 benchmarks",
      "slug": "107-turnover-cost-calculator",
      "file_path": "tools/107-turnover-cost-calculator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "turnover_cost_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-115",
        "AL-113",
        "AL-02"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/107-turnover-cost-calculator/"
    },
    {
      "al_id": "AL-115",
      "tool_id": "108-retention-investment-roi",
      "version": "1.0.0",
      "title": "Retention Investment ROI Model",
      "description": "Model net ROI of retention programs against baseline attrition cost. Calculates payback period, break-even attrition reduction, and 1/2/3-year net benefit.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "counselor"
      ],
      "tags": [
        "retention",
        "ROI",
        "attrition",
        "engagement",
        "HR analytics"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "SHRM 2025",
      "slug": "108-retention-investment-roi",
      "file_path": "tools/108-retention-investment-roi/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "retention_roi_record"
      ],
      "ap2_inbound_mandate_types": [
        "turnover_cost_record"
      ],
      "downstream_handoff_candidates": [
        "AL-114",
        "AL-113",
        "AL-02"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/108-retention-investment-roi/"
    },
    {
      "al_id": "AL-116",
      "tool_id": "109-iso-amt-exposure-modeler",
      "version": "1.0.0",
      "title": "ISO AMT Exposure Modeler",
      "description": "Calculate AMT liability from ISO exercise spread using 2026 exemption amounts and phase-outs. Shows max shares exercisable without triggering AMT.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "ISO",
        "AMT",
        "stock options",
        "equity",
        "tax",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS 2026 AMT parameters",
      "slug": "109-iso-amt-exposure-modeler",
      "file_path": "tools/109-iso-amt-exposure-modeler/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "iso_amt_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-117",
        "AL-01"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/109-iso-amt-exposure-modeler/"
    },
    {
      "al_id": "AL-117",
      "tool_id": "110-espp-break-even-optimal-sell",
      "version": "1.0.0",
      "title": "ESPP Break-Even & Optimal Sell Analyzer",
      "description": "Compare qualifying vs. disqualifying ESPP disposition tax outcomes. Finds break-even holding period for qualifying disposition and after-tax proceeds.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "ESPP",
        "stock",
        "equity",
        "qualifying disposition",
        "LTCG",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS 2026 LTCG thresholds",
      "slug": "110-espp-break-even-optimal-sell",
      "file_path": "tools/110-espp-break-even-optimal-sell/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "espp_disposition_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-116",
        "AL-01",
        "AL-23"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/110-espp-break-even-optimal-sell/"
    },
    {
      "al_id": "AL-118",
      "tool_id": "111-scorp-election-break-even",
      "version": "1.0.0",
      "title": "S-Corp Election Break-Even Modeler",
      "description": "Find the net SE income level where S-Corp election SE tax savings exceed admin overhead. Uses 2026 SS wage base $184,500.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "S-Corp",
        "self-employed",
        "SE tax",
        "payroll",
        "sole proprietor",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS 2026 SS wage base $184,500",
      "slug": "111-scorp-election-break-even",
      "file_path": "tools/111-scorp-election-break-even/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "scorp_election_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-119",
        "AL-123",
        "AL-01"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/111-scorp-election-break-even/"
    },
    {
      "al_id": "AL-119",
      "tool_id": "112-solo-401k-vs-sep-ira",
      "version": "1.0.0",
      "title": "Solo 401(k) vs. SEP-IRA Optimizer",
      "description": "Compare maximum contributions and tax savings across Solo 401(k), SEP-IRA, and SIMPLE IRA using 2026 IRS limits. Includes age-based catch-up.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "Solo 401k",
        "SEP-IRA",
        "SIMPLE IRA",
        "self-employed",
        "retirement",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS 2026 retirement contribution limits",
      "slug": "112-solo-401k-vs-sep-ira",
      "file_path": "tools/112-solo-401k-vs-sep-ira/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "selfemployed_retirement_record"
      ],
      "ap2_inbound_mandate_types": [
        "scorp_election_record"
      ],
      "downstream_handoff_candidates": [
        "AL-118",
        "AL-01",
        "AL-23"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/112-solo-401k-vs-sep-ira/"
    },
    {
      "al_id": "AL-120",
      "tool_id": "113-pslf-qualifying-payment-counter",
      "version": "1.0.0",
      "title": "PSLF Qualifying Payment Counter",
      "description": "Project PSLF progress: qualifying payments made/remaining, monthly payment under RAP/IBR/PAYE, and estimated forgiveness amount using 2026 FPL.",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "PSLF",
        "student loans",
        "forgiveness",
        "RAP",
        "IBR",
        "PAYE",
        "public service"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "HHS FPL 2026; OBBBA RAP formula",
      "slug": "113-pslf-qualifying-payment-counter",
      "file_path": "tools/113-pslf-qualifying-payment-counter/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "pslf_progress_record"
      ],
      "ap2_inbound_mandate_types": [
        "loan_repayment_record",
        "rap_decision_record"
      ],
      "downstream_handoff_candidates": [
        "AL-108",
        "AL-121",
        "AL-26"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/113-pslf-qualifying-payment-counter/"
    },
    {
      "al_id": "AL-121",
      "tool_id": "114-student-loan-refinancing-break-even",
      "version": "1.0.0",
      "title": "Student Loan Refinancing Break-Even Calculator",
      "description": "Weigh interest savings from private refinancing against PSLF eligibility loss, IDR protections, and origination fees. Go/no-go verdict.",
      "category": "student_finance_debt",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "student",
        "working_professional"
      ],
      "tags": [
        "student loans",
        "refinancing",
        "PSLF",
        "private loans",
        "break-even"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "OBBBA 2025; market rates",
      "slug": "114-student-loan-refinancing-break-even",
      "file_path": "tools/114-student-loan-refinancing-break-even/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "loan_refi_record"
      ],
      "ap2_inbound_mandate_types": [
        "pslf_progress_record",
        "loan_repayment_record"
      ],
      "downstream_handoff_candidates": [
        "AL-120",
        "AL-26",
        "AL-108"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/114-student-loan-refinancing-break-even/"
    },
    {
      "al_id": "AL-122",
      "tool_id": "115-rsu-withholding-gap",
      "version": "1.0.0",
      "title": "RSU Withholding Gap Calculator",
      "description": "Calculate the tax gap between 22% federal supplemental withholding on RSU vests and true marginal rate. Uses 2026 SS wage base and state buckets.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "RSU",
        "withholding",
        "equity",
        "tax gap",
        "supplemental rate",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS 2026; SS wage base $184,500",
      "slug": "115-rsu-withholding-gap",
      "file_path": "tools/115-rsu-withholding-gap/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "rsu_withholding_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-123",
        "AL-01",
        "AL-116"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/115-rsu-withholding-gap/"
    },
    {
      "al_id": "AL-123",
      "tool_id": "116-freelance-quarterly-estimated-tax",
      "version": "1.0.0",
      "title": "Freelance Quarterly Estimated Tax Calculator",
      "description": "Calculate quarterly IRS estimated payments: federal income tax, SE tax (SS+Medicare), and state buckets. Shows 2026 due dates and safe-harbor amounts.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "job_seeker"
      ],
      "tags": [
        "freelance",
        "self-employed",
        "estimated tax",
        "quarterly",
        "SE tax",
        "1040-ES",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS 2026 brackets; SS wage base $184,500",
      "slug": "116-freelance-quarterly-estimated-tax",
      "file_path": "tools/116-freelance-quarterly-estimated-tax/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "freelance_quarterly_record"
      ],
      "ap2_inbound_mandate_types": [
        "scorp_election_record",
        "rsu_withholding_record"
      ],
      "downstream_handoff_candidates": [
        "AL-118",
        "AL-119",
        "AL-122"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/116-freelance-quarterly-estimated-tax/"
    },
    {
      "al_id": "AL-124",
      "tool_id": "117-caregiver-income-impact",
      "version": "1.0.0",
      "title": "Caregiver Income Impact & Lost Earnings Estimator",
      "description": "Quantify total financial cost of unpaid caregiving: direct income loss, retirement savings gap, SS reduction, and career setback cost.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "caregiver",
        "career gap",
        "lost earnings",
        "Social Security",
        "retirement",
        "leave"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "very_low",
      "data_vintage": "SSA actuarial 2025; general wage data",
      "slug": "117-caregiver-income-impact",
      "file_path": "tools/117-caregiver-income-impact/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "caregiver_impact_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-02",
        "AL-07",
        "AL-06"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/117-caregiver-income-impact/"
    },
    {
      "al_id": "AL-125",
      "tool_id": "118-teacher-salary-schedule-projector",
      "version": "1.0.0",
      "display_number": "#118",
      "title": "Teacher Salary Schedule & Lifetime Earnings Projector",
      "description": "Project lifetime K-12 teacher earnings from a step-and-lane salary schedule. Model step advancement, COLA, and planned lane changes to reveal career earnings trajectory and final-year salary for pension planning.",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "teacher",
        "salary-schedule",
        "lane",
        "step",
        "lifetime-earnings",
        "pension",
        "K-12"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "very_low",
      "data_vintage": "BLS OEWS 2025 (illustrative presets only; district grid user-supplied)",
      "slug": "118-teacher-salary-schedule-projector",
      "file_path": "tools/118-teacher-salary-schedule-projector/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "teacher_salary_schedule_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-126",
        "AL-128"
      ],
      "regulatory_citations": [
        "BLS OEWS May 2025 (elementary teacher wage percentiles — illustrative presets only)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/118-teacher-salary-schedule-projector/"
    },
    {
      "al_id": "AL-126",
      "tool_id": "119-educator-advanced-degree-roi",
      "version": "1.0.0",
      "display_number": "#119",
      "title": "Master's / Lane-Change ROI for Educators",
      "description": "Calculate NPV, payback, and break-even lane bump for a K-12 teacher pursuing a master's degree — net of tuition, opportunity cost, employer assistance, and Teacher Loan Forgiveness (ESEA §1059c).",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "teacher",
        "master's",
        "lane-change",
        "ROI",
        "NPV",
        "TLF",
        "educator"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "2026 (TLF — ESEA §1059c statutory since 2004)",
      "slug": "119-educator-advanced-degree-roi",
      "file_path": "tools/119-educator-advanced-degree-roi/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "educator_advanced_degree_record"
      ],
      "ap2_inbound_mandate_types": [
        "teacher_salary_schedule_record"
      ],
      "downstream_handoff_candidates": [
        "AL-128"
      ],
      "regulatory_citations": [
        "ESEA §1059c — Teacher Loan Forgiveness: $5,000 standard / $17,500 highly qualified math, science, or special ed (statutory since 2004, verified 2026)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/119-educator-advanced-degree-roi/"
    },
    {
      "al_id": "AL-127",
      "tool_id": "120-nbct-roi-calculator",
      "version": "1.0.0",
      "display_number": "#120",
      "title": "National Board Certification (NBCT) ROI Calculator",
      "description": "Calculate the ROI of pursuing NBCT: NPV, payback months, benefit-cost ratio, and minimum stipend needed to break even — accounting for fee, retakes, study opportunity cost, and renewal cycle.",
      "category": "licensing_credentials",
      "journeys": [
        "education_path"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "NBCT",
        "national-board",
        "teacher",
        "ROI",
        "NPV",
        "certification",
        "stipend"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "very_low",
      "data_vintage": "2026 (NBCT fee default ~$1,900 — nbpts.org, labeled and overridable)",
      "slug": "120-nbct-roi-calculator",
      "file_path": "tools/120-nbct-roi-calculator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "nbct_roi_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-125",
        "AL-126",
        "AL-128"
      ],
      "regulatory_citations": [
        "NBCT assessment fee ~$1,900 (nbpts.org 2025 — labeled default, user-overridable)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/120-nbct-roi-calculator/"
    },
    {
      "al_id": "AL-128",
      "tool_id": "121-teacher-pension-estimator",
      "version": "1.0.0",
      "display_number": "#121",
      "title": "Teacher Pension Multiplier & Vesting Estimator",
      "description": "Project annual pension, lifetime PV, replacement rate, and vesting-cliff cost from a defined-benefit teacher pension plan. All plan parameters user-supplied; no embedded state tables.",
      "category": "education_path_roi",
      "journeys": [
        "education_path",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "teacher",
        "pension",
        "defined-benefit",
        "vesting",
        "FAS",
        "K-12",
        "retirement"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "zero",
      "data_vintage": "2026 (user-supplied plan parameters; formula-based; no embedded state tables)",
      "slug": "121-teacher-pension-estimator",
      "file_path": "tools/121-teacher-pension-estimator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "teacher_pension_record"
      ],
      "ap2_inbound_mandate_types": [
        "teacher_salary_schedule_record",
        "educator_advanced_degree_record"
      ],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/121-teacher-pension-estimator/"
    },
    {
      "al_id": "AL-135",
      "tool_id": "128-raise-ask-ev-calculator",
      "version": "1.0.0",
      "display_number": "#128",
      "title": "Raise-Ask Expected Value Calculator",
      "description": "Model the expected monetary value of asking for a raise by weighting full grant, partial grant, and silence across a career horizon. Outputs EV, lifetime silence cost, recommended anchor, and a scripted ask framework.",
      "category": "compensation_offers",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "raise",
        "salary-negotiation",
        "EV",
        "expected-value",
        "ask",
        "compensation"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "zero",
      "data_vintage": "2026 (pure formula, no embedded tables)",
      "slug": "128-raise-ask-ev-calculator",
      "file_path": "tools/128-raise-ask-ev-calculator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "raise_ask_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-136",
        "AL-97",
        "AL-01"
      ],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/128-raise-ask-ev-calculator/"
    },
    {
      "al_id": "AL-136",
      "tool_id": "129-promotion-vs-job-hop",
      "version": "1.0.0",
      "display_number": "#129",
      "title": "Promotion vs. Job-Hop Calculator",
      "description": "Compare 5-year cumulative present value of staying for a promotion versus jumping to a higher-paying role — netting ramp-up cost, benefits delta, tenure costs, unvested equity, and compounding merit raises.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "job-hop",
        "promotion",
        "career-decision",
        "PV",
        "compensation",
        "mobility"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "zero",
      "data_vintage": "2026 (BLS OEWS 2025 labeled heuristic; user-input figures govern)",
      "slug": "129-promotion-vs-job-hop",
      "file_path": "tools/129-promotion-vs-job-hop/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mobility_decision_record"
      ],
      "ap2_inbound_mandate_types": [
        "raise_ask_record"
      ],
      "downstream_handoff_candidates": [
        "AL-97",
        "AL-27"
      ],
      "regulatory_citations": [
        "BLS OEWS 2025 (wage growth heuristics — labeled, user-overridable)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/129-promotion-vs-job-hop/"
    },
    {
      "al_id": "AL-141",
      "tool_id": "134-cobra-vs-aca-optimizer",
      "version": "1.0.0",
      "display_number": "#134",
      "title": "COBRA vs. ACA Coverage Optimizer",
      "description": "Compare COBRA full-premium cost against ACA marketplace net premiums using 2026 §36B PTC table. Break-even AGI calculation with 400% FPL cliff warning. HSA eligibility flag. Export coverage_transition_record.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "COBRA",
        "ACA",
        "marketplace",
        "health insurance",
        "coverage gap",
        "PTC",
        "subsidy",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "ACA §36B 2026 PTC table; HHS FPL 2026 ($15,960 base); COBRA rules",
      "slug": "134-cobra-vs-aca-optimizer",
      "file_path": "tools/134-cobra-vs-aca-optimizer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "coverage_transition_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-143",
        "AL-136"
      ],
      "regulatory_citations": [
        "IRC §36B — Premium Tax Credit; ACA marketplace 2026; COBRA 29 CFR 2590.606"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/134-cobra-vs-aca-optimizer/"
    },
    {
      "al_id": "AL-142",
      "tool_id": "135-option-exercise-window",
      "version": "1.0.0",
      "display_number": "#135",
      "title": "Option Exercise Window Analyzer",
      "description": "Model option exercise decision after job separation. EV across three exit scenarios, max shares affordable, AMT flag for ISOs with spread >$50K. 90-day countdown with expiry warning.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits",
        "career_navigation"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "ISO",
        "NSO",
        "stock options",
        "exercise window",
        "90 days",
        "separation",
        "AMT",
        "equity"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "zero",
      "data_vintage": "Standard option plan mechanics; ISO/NSO tax rules",
      "slug": "135-option-exercise-window",
      "file_path": "tools/135-option-exercise-window/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "exercise_window_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-116",
        "AL-147"
      ],
      "regulatory_citations": [
        "IRC §422 (ISO); IRC §83 (NSO/spread); IRC §56 (AMT)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/135-option-exercise-window/"
    },
    {
      "al_id": "AL-143",
      "tool_id": "136-severance-ui-timing",
      "version": "1.0.0",
      "display_number": "#136",
      "title": "Severance + UI Timing Sequencer",
      "description": "Optimize severance form (lump sum vs. continuation) for maximum unemployment benefit eligibility. Week-by-week timeline, state UI bucket model, benefits-at-risk quantification.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "career_changer"
      ],
      "tags": [
        "severance",
        "unemployment",
        "UI",
        "WARN Act",
        "salary continuation",
        "lump sum",
        "job loss"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "State UI rule buckets (2026); federal WARN Act mechanics",
      "slug": "136-severance-ui-timing",
      "file_path": "tools/136-severance-ui-timing/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "severance_ui_timing_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-141",
        "AL-27"
      ],
      "regulatory_citations": [
        "DOL UI regulations; WARN Act 29 USC §2101; state UI determination rules"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/136-severance-ui-timing/"
    },
    {
      "al_id": "AL-144",
      "tool_id": "137-qbi-199a-optimizer",
      "version": "1.0.0",
      "display_number": "#137",
      "title": "QBI §199A Optimizer",
      "description": "Calculate §199A pass-through deduction using 2026 OBBBA permanent thresholds ($201,775/$403,500). Handles below-threshold, phase-out band, W-2/UBIA limitation, SSTB exclusion, and $400 floor.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "QBI",
        "199A",
        "pass-through",
        "self-employed",
        "SSTB",
        "W-2 wages",
        "OBBBA",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "§199A OBBBA 2026 permanent thresholds; IRS Rev. Proc. 2025 inflation adjustments",
      "slug": "137-qbi-199a-optimizer",
      "file_path": "tools/137-qbi-199a-optimizer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "qbi_deduction_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-145",
        "AL-118",
        "AL-123"
      ],
      "regulatory_citations": [
        "IRC §199A (OBBBA permanent 2026); IRS 2026 QBI thresholds"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/137-qbi-199a-optimizer/"
    },
    {
      "al_id": "AL-145",
      "tool_id": "138-scorp-reasonable-comp",
      "version": "1.0.0",
      "display_number": "#138",
      "title": "S-Corp Reasonable Comp Analyzer",
      "description": "Benchmark S-corp owner salary against industry/role pairs. Calculates FICA savings vs. sole-prop SE tax. Audit risk scoring using Watson v. US ratio framework. SS wage base $184,500 (2026).",
      "category": "career_workforce",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "S-corp",
        "reasonable compensation",
        "FICA",
        "SE tax",
        "IRS audit",
        "Watson",
        "2026"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "low",
      "data_vintage": "IRS 2026 FICA rates; SS wage base $184,500; BLS occupational wage data",
      "slug": "138-scorp-reasonable-comp",
      "file_path": "tools/138-scorp-reasonable-comp/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "reasonable_comp_record"
      ],
      "ap2_inbound_mandate_types": [
        "qbi_deduction_record"
      ],
      "downstream_handoff_candidates": [
        "AL-144",
        "AL-118",
        "AL-123"
      ],
      "regulatory_citations": [
        "IRC §3121 FICA; Watson v. United States (8th Cir. 2012); Rev. Rul. 74-44"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/138-scorp-reasonable-comp/"
    },
    {
      "al_id": "AL-146",
      "tool_id": "139-home-office-augusta",
      "version": "1.0.0",
      "display_number": "#139",
      "title": "Home Office + Augusta Rule Optimizer",
      "description": "Compare regular vs. simplified home office deduction methods. Augusta Rule (§280A(g)): S-corp rents home from owner for ≤14 days — owner tax-free, corp deducts. Combined deduction summary.",
      "category": "career_workforce",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "home office",
        "Augusta Rule",
        "§280A",
        "S-corp",
        "deduction",
        "self-employed",
        "simplified method"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "zero",
      "data_vintage": "IRC §280A(c)/(g); IRS Publication 587; simplified $5/sqft cap (since 2013)",
      "slug": "139-home-office-augusta",
      "file_path": "tools/139-home-office-augusta/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "home_office_record"
      ],
      "ap2_inbound_mandate_types": [
        "reasonable_comp_record"
      ],
      "downstream_handoff_candidates": [
        "AL-145",
        "AL-144"
      ],
      "regulatory_citations": [
        "IRC §280A(c) — home office deduction; IRC §280A(g) — Augusta Rule 14-day rental exclusion"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/139-home-office-augusta/"
    },
    {
      "al_id": "AL-147",
      "tool_id": "140-83b-election-decision",
      "version": "1.0.0",
      "display_number": "#140",
      "title": "83(b) Election Decision Engine",
      "description": "For early-exercise options or restricted stock at grant, model the tax-now vs. tax-at-vest tradeoff. LTCG clock starts at grant with election. Low/Base/High FMV scenarios with savings table. Forfeiture downside. Zero-spread auto-detected. File/skip verdict.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "founder"
      ],
      "tags": [
        "83b",
        "election",
        "restricted stock",
        "founder shares",
        "vesting",
        "LTCG",
        "QSBS",
        "tax",
        "forfeiture"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "IRC §83(b) statutory; tax rate buckets 2026 est.",
      "slug": "140-83b-election-decision",
      "file_path": "tools/140-83b-election-decision/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "eighty_three_b_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-142",
        "AL-148",
        "AL-149"
      ],
      "regulatory_citations": [
        "IRC §83(b) — election to include in gross income at time of transfer"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/140-83b-election-decision/"
    },
    {
      "al_id": "AL-148",
      "tool_id": "141-equity-exit-waterfall",
      "version": "1.0.0",
      "display_number": "#141",
      "title": "Equity Exit Waterfall Modeler",
      "description": "Model liquidation waterfall for non-participating, fully participating, and capped participating preferred. Visual waterfall bar. Break-even exit price for common. Converts to common if pro-rata exceeds preference.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "waterfall",
        "liquidation preference",
        "preferred stock",
        "startup",
        "exit",
        "common",
        "cap table"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-10",
      "maintenance": "zero",
      "data_vintage": "Standard VC term sheet mechanics; NVCA model term sheet",
      "slug": "141-equity-exit-waterfall",
      "file_path": "tools/141-equity-exit-waterfall/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "equity_waterfall_record"
      ],
      "ap2_inbound_mandate_types": [
        "eighty_three_b_record"
      ],
      "downstream_handoff_candidates": [
        "AL-147",
        "AL-149"
      ],
      "regulatory_citations": [
        "NVCA model term sheet — liquidation preference mechanics"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/141-equity-exit-waterfall/"
    },
    {
      "al_id": "AL-149",
      "tool_id": "142-qsbs-1202-estimator",
      "version": "1.0.0",
      "display_number": "#142",
      "title": "QSBS §1202 Exclusion Estimator",
      "description": "Estimate IRC §1202 QSBS exclusion: 50/75/100% tier by acquisition date (pre-2010/2010/post-Sep-2010). 8-item eligibility checklist. $10M/$10× basis cap. AMT preference flag for pre-2010 tiers. State non-conformity warning.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional",
        "founder",
        "angel_investor"
      ],
      "tags": [
        "QSBS",
        "1202",
        "qualified small business stock",
        "exclusion",
        "startup",
        "gain",
        "capital_gains"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "IRC §1202 statutory; OBBBA 2025 (exclusion permanent confirmed)",
      "slug": "142-qsbs-1202-estimator",
      "file_path": "tools/142-qsbs-1202-estimator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "qsbs_exclusion_record"
      ],
      "ap2_inbound_mandate_types": [
        "eighty_three_b_record",
        "equity_waterfall_record"
      ],
      "downstream_handoff_candidates": [
        "AL-147",
        "AL-148"
      ],
      "regulatory_citations": [
        "IRC §1202 (OBBBA tiered exclusion effective 7/4/2025); IRC §1(h)(7) — 28% rate on non-excluded §1202 gain"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/142-qsbs-1202-estimator/"
    },
    {
      "al_id": "AL-150",
      "tool_id": "143-federal-buyout-decision",
      "version": "1.0.0",
      "display_number": "#143",
      "title": "Federal / Public Buyout Decision Engine",
      "description": "Compare federal/public-sector voluntary buyout vs. staying: net VSIP after tax, FEHB health bridge value, FERS/CSRS/state pension early-exit cost, 5-year income comparison, 5-factor scorecard verdict.",
      "category": "workforce_exit",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "federal_employee"
      ],
      "tags": [
        "FERS",
        "VSIP",
        "VERA",
        "federal employee",
        "buyout",
        "retirement",
        "pension",
        "FEHB",
        "workforce exit"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "VSIP cap 5 USC §3523; FERS/CSRS simplified formulas; ACA/COBRA cost estimates",
      "slug": "143-federal-buyout-decision",
      "file_path": "tools/143-federal-buyout-decision/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "buyout_decision_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-27",
        "AL-143"
      ],
      "regulatory_citations": [
        "5 CFR §842 — FERS annuity formula; 5 USC §3523 — VSIP authority; FEHB 5 USC §8905a TCC"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/143-federal-buyout-decision/"
    },
    {
      "al_id": "AL-151",
      "tool_id": "144-h1b-job-change-risk",
      "version": "1.0.0",
      "display_number": "#144",
      "title": "H-1B Job-Change Risk & Cost Calculator",
      "description": "Model filing timeline, gap risk, legal costs, and financial impact of changing jobs on H-1B. AC21 portability eligibility, unlawful-presence exposure (3yr/10yr bar), 6-yr cap extension check, attorney + USCIS fees, 3-year income comparison. Risk verdict: low/medium/high.",
      "category": "immigration_visa",
      "journeys": [
        "immigration",
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "h1b_worker"
      ],
      "tags": [
        "H-1B",
        "employer transfer",
        "AC21",
        "portability",
        "unlawful presence",
        "premium processing",
        "USCIS",
        "job change"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "INA §214(n) AC21 statutory; USCIS fee schedule 2024",
      "slug": "144-h1b-job-change-risk",
      "file_path": "tools/144-h1b-job-change-risk/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "h1b_change_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-152"
      ],
      "regulatory_citations": [
        "INA §214(n) — H-1B portability; INA §214(n)(2) — 60-day grace period; 8 CFR 214.2(h)(13)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/144-h1b-job-change-risk/"
    },
    {
      "al_id": "AL-152",
      "tool_id": "145-greencard-wait-cost",
      "version": "1.0.0",
      "display_number": "#145",
      "title": "Green-Card Priority-Date Wait-Cost Estimator",
      "description": "Quantify the financial cost of an EB green-card backlog: year-by-year salary opportunity cost, career mobility restriction cost, H-1B extension fees. Covers EB-1/2/3/NIW across all chargeability countries. AC21 extension rules. Strategies to reduce wait cost.",
      "category": "immigration_visa",
      "journeys": [
        "immigration",
        "career_navigation"
      ],
      "personas": [
        "working_professional",
        "h1b_worker"
      ],
      "tags": [
        "green card",
        "priority date",
        "EB-2",
        "EB-3",
        "India",
        "China",
        "backlog",
        "I-140",
        "AC21",
        "opportunity cost"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "INA §203(b) EB rules; USCIS Visa Bulletin (wait estimates user-entered); AC21 extension rules statutory",
      "slug": "145-greencard-wait-cost",
      "file_path": "tools/145-greencard-wait-cost/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "greencard_wait_record"
      ],
      "ap2_inbound_mandate_types": [
        "h1b_change_record"
      ],
      "downstream_handoff_candidates": [
        "AL-151"
      ],
      "regulatory_citations": [
        "INA §203 — EB preference visa per-country caps; AC21 §106(a) — H-1B extension; DOS Visa Bulletin"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/145-greencard-wait-cost/"
    },
    {
      "al_id": "AL-153",
      "tool_id": "advisor-prompt-composer",
      "version": "1.0.0",
      "display_number": "#146",
      "title": "Policy Mandate Advisor Prompt Composer",
      "description": "Transform one or more Policy Mandate decision artifacts into advisor-framed LLM prompts with Claude.ai and ChatGPT deep links. Five task frames, 15 audience targets, domain-specific regulatory citations, stochastic framing rules, escalation conditions, and execution-hash provenance chain.",
      "category": "agentic_tooling",
      "journeys": [],
      "personas": [
        "counselor",
        "working_professional",
        "student",
        "advisor"
      ],
      "tags": [
        "Policy Mandate",
        "advisor",
        "prompt",
        "LLM",
        "Claude",
        "ChatGPT",
        "decision chain",
        "provenance",
        "execution hash",
        "mandate"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-13",
      "maintenance": "low",
      "data_vintage": "Policy Mandate schema v2.1.0 (CG-27) · advisor-templates.json v1.0.0 (2026-06-13)",
      "slug": "advisor-prompt-composer",
      "file_path": "tools/advisor-prompt-composer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "advisor_prompt_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [
        "Policy Mandate Agentic Purchase Protocol v2.1.0 (Apex Logics CONTRACT §4)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/advisor-prompt-composer/"
    },
    {
      "al_id": "AL-129",
      "tool_id": "122-trade-wage-progression-projector",
      "version": "1.0.0",
      "display_number": "#122",
      "title": "Trade Wage Progression Projector",
      "description": "Project apprentice → journeyman → master wage arc for electrician, plumber, HVAC, welder, carpenter. BLS 2025 defaults. Compare earn-while-you-learn cumulative earnings against 4-year college path including student debt. 10- and 20-year NPV.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "career_changer",
        "working_professional"
      ],
      "tags": [
        "trade",
        "apprentice",
        "journeyman",
        "master",
        "wage arc",
        "BLS",
        "electrician",
        "plumber",
        "HVAC",
        "welder"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "BLS OEWS 2025 trade wage tables",
      "slug": "122-trade-wage-progression-projector",
      "file_path": "tools/122-trade-wage-progression-projector/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "trade_wage_progression_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-130",
        "AL-131"
      ],
      "regulatory_citations": [
        "BLS OEWS 2025 — trade wage data (user-overridable)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/122-trade-wage-progression-projector/"
    },
    {
      "al_id": "AL-130",
      "tool_id": "123-trade-specialization-roi",
      "version": "1.0.0",
      "display_number": "#123",
      "title": "Trade Specialization & Cert ROI Calculator",
      "description": "Rank up to 4 trade certifications — EPA 608, Master Electrician, CDL-A, AWS Welder, NICET — by NPV, payback period, and benefit-cost ratio. Inputs: exam cost, study time, salary lift, pass probability. Optimal credential sequencing.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "career_changer",
        "working_professional"
      ],
      "tags": [
        "trade",
        "certification",
        "ROI",
        "EPA 608",
        "CDL-A",
        "AWS welder",
        "NICET",
        "NPV",
        "payback"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "BLS 2025 trade wage lift estimates; zero embedded tables — user-input",
      "slug": "123-trade-specialization-roi",
      "file_path": "tools/123-trade-specialization-roi/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "trade_cert_roi_record"
      ],
      "ap2_inbound_mandate_types": [
        "trade_wage_progression_record"
      ],
      "downstream_handoff_candidates": [
        "AL-131"
      ],
      "regulatory_citations": [
        "BLS OEWS 2025 — trade certification wage lift presets (user-overridable)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/123-trade-specialization-roi/"
    },
    {
      "al_id": "AL-131",
      "tool_id": "124-contractor-launch-break-even",
      "version": "1.0.0",
      "display_number": "#124",
      "title": "Contractor Launch Break-Even Calculator",
      "description": "Find the billable-rate floor and month your solo contracting income clears your W-2 take-home. Iterative SE tax solve (SECA 15.3% with §164(f)), overhead, startup costs, 24-month utilization ramp. Break-even month and sensitivity table.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation",
        "compensation_benefits"
      ],
      "personas": [
        "career_changer",
        "working_professional"
      ],
      "tags": [
        "contractor",
        "self-employed",
        "break-even",
        "billable rate",
        "SE tax",
        "solo business",
        "W-2"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "very_low",
      "data_vintage": "SECA §1401 (SE tax 15.3%); zero embedded rate tables",
      "slug": "124-contractor-launch-break-even",
      "file_path": "tools/124-contractor-launch-break-even/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "contractor_launch_record"
      ],
      "ap2_inbound_mandate_types": [
        "trade_wage_progression_record"
      ],
      "downstream_handoff_candidates": [
        "AL-118",
        "AL-23"
      ],
      "regulatory_citations": [
        "IRC §1401 — SECA self-employment tax; IRC §164(f) — deductible half of SE tax"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/124-contractor-launch-break-even/"
    },
    {
      "al_id": "AL-132",
      "tool_id": "125-gi-bill-benefit-maximizer",
      "version": "1.0.0",
      "display_number": "#125",
      "title": "GI Bill Benefit Maximizer",
      "description": "Compare Post-9/11 (Ch. 33) vs. MGIB (Ch. 30) benefit: tuition cap, BAH stipend, Yellow Ribbon matching, books allowance vs. opportunity cost. FY2025 VA rate tables: public cap $27,120, private $28,937, books $41.67/mo, MGIB $2,295/mo.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation",
        "education_path"
      ],
      "personas": [
        "career_changer"
      ],
      "tags": [
        "GI Bill",
        "Ch.33",
        "Ch.30",
        "Post-9/11",
        "MGIB",
        "BAH",
        "Yellow Ribbon",
        "veteran",
        "education"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "VA.gov FY2025 GI Bill rate tables (effective Aug 1, 2024)",
      "slug": "125-gi-bill-benefit-maximizer",
      "file_path": "tools/125-gi-bill-benefit-maximizer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "gi_bill_benefit_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-133",
        "AL-134"
      ],
      "regulatory_citations": [
        "38 U.S.C. §3313 — Post-9/11 GI Bill; 38 U.S.C. §3015 — MGIB; 38 CFR Part 21"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/125-gi-bill-benefit-maximizer/"
    },
    {
      "al_id": "AL-133",
      "tool_id": "126-skillbridge-credential-transfer-roi",
      "version": "1.0.0",
      "display_number": "#126",
      "title": "SkillBridge & Credential Transfer ROI",
      "description": "Rank SkillBridge programs and MAP/ACE military credit transfers by salary lift and 5-year ROI. Up to 4 credentials with presets for CompTIA Security+, PMP, CDL-A, AWS SAA, NREMT. SkillBridge EV weighted by conversion probability. DoDI 1322.29 (180-day window).",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "career_changer"
      ],
      "tags": [
        "SkillBridge",
        "MAP",
        "ACE",
        "credential transfer",
        "military",
        "veteran",
        "transition",
        "ROI",
        "DoDI 1322.29"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "very_low",
      "data_vintage": "DoDI 1322.29 (SkillBridge); zero embedded salary tables — user-input",
      "slug": "126-skillbridge-credential-transfer-roi",
      "file_path": "tools/126-skillbridge-credential-transfer-roi/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "skillbridge_credential_record"
      ],
      "ap2_inbound_mandate_types": [
        "gi_bill_benefit_record"
      ],
      "downstream_handoff_candidates": [
        "AL-134"
      ],
      "regulatory_citations": [
        "DoDI 1322.29 — SkillBridge program (up to 180 days); DoD MAP/ACE credit transfer policy"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/126-skillbridge-credential-transfer-roi/"
    },
    {
      "al_id": "AL-134",
      "tool_id": "127-veteran-income-bridge",
      "version": "1.0.0",
      "display_number": "#127",
      "title": "Veteran Income Bridge Planner",
      "description": "Stack severance, VA disability (FY2025 embedded rates 10%–100%), TSP, unemployment, spouse income, and bridge employment against expenses. 24-month cash-flow bridge with color-coded surplus/gap rows. Coverage ratio shows when civilian income closes the gap.",
      "category": "career_transition_mobility",
      "journeys": [
        "career_navigation"
      ],
      "personas": [
        "career_changer"
      ],
      "tags": [
        "veteran",
        "income bridge",
        "VA disability",
        "severance",
        "TSP",
        "unemployment",
        "transition gap",
        "civilian"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "VA FY2025 disability compensation rates (38 CFR, effective Dec 1, 2024); 10 U.S.C. §1174 severance formula",
      "slug": "127-veteran-income-bridge",
      "file_path": "tools/127-veteran-income-bridge/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "veteran_income_bridge_record"
      ],
      "ap2_inbound_mandate_types": [
        "gi_bill_benefit_record",
        "skillbridge_credential_record"
      ],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [
        "10 U.S.C. §1174 — military separation pay; 38 CFR §3.703 — VA disability rates; IRC §72(t) — TSP early withdrawal penalty"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/127-veteran-income-bridge/"
    },
    {
      "al_id": "AL-137",
      "tool_id": "130-dependent-care-fsa-cdctc-optimizer",
      "version": "1.0.0",
      "display_number": "#130",
      "title": "Dependent Care FSA vs. CDCTC Optimizer",
      "description": "Find the childcare tax strategy maximizing savings: DC-FSA alone (IRC §129, $5K MFJ, FICA 7.65% savings), CDCTC alone (IRC §21, 35%→20% phase-down), or optimal combination. $250 sweep finds best FSA split. Three-strategy compare grid. 2025 limits.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "dependent care",
        "FSA",
        "CDCTC",
        "childcare",
        "tax credit",
        "IRC 129",
        "IRC 21",
        "FICA savings"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "very_low",
      "data_vintage": "IRC §129 DC-FSA limits 2025; IRC §21 CDCTC phase schedule (permanent law)",
      "slug": "130-dependent-care-fsa-cdctc-optimizer",
      "file_path": "tools/130-dependent-care-fsa-cdctc-optimizer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "dependent_care_fsa_cdctc_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-138"
      ],
      "regulatory_citations": [
        "IRC §129 — DC-FSA exclusion; IRC §21 — Child & Dependent Care Tax Credit; IRS Pub. 503"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/130-dependent-care-fsa-cdctc-optimizer/"
    },
    {
      "al_id": "AL-138",
      "tool_id": "131-parental-leave-income-gap",
      "version": "1.0.0",
      "display_number": "#131",
      "title": "Parental Leave Income Gap Planner",
      "description": "Week-by-week leave schedule stacking employer paid leave, state PFL/SDI (CA 65%, NY 67%, NJ 85%, WA 75%, CO 90%, OR 60%), and FMLA unpaid weeks. Calculates gap, savings needed pre-leave, and post-return recovery months.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "parental leave",
        "FMLA",
        "state PFL",
        "SDI",
        "income gap",
        "maternity",
        "paternity",
        "CA",
        "NY",
        "NJ",
        "WA",
        "CO",
        "OR"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "29 CFR §825 (FMLA); state PFL rates as of 2025 (CA/NY/NJ/WA/CO/OR)",
      "slug": "131-parental-leave-income-gap",
      "file_path": "tools/131-parental-leave-income-gap/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "parental_leave_income_record"
      ],
      "ap2_inbound_mandate_types": [
        "dependent_care_fsa_cdctc_record"
      ],
      "downstream_handoff_candidates": [
        "AL-28"
      ],
      "regulatory_citations": [
        "29 CFR §825 — FMLA leave entitlement; state PFL statutes (CA UI Code §3301; NY Workers' Comp Law §200; NJ NJSA 43:21; WA RCW 50A; CO C.R.S. §8-13.3; OR ORS 657B)"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/131-parental-leave-income-gap/"
    },
    {
      "al_id": "AL-139",
      "tool_id": "132-travel-nurse-vs-staff-comp",
      "version": "1.0.0",
      "display_number": "#132",
      "title": "Travel Nurse vs. Staff Comp Analyzer",
      "description": "True net pay comparison: staff gross vs. travel taxable base + tax-free housing + M&IE stipends (IRS Rev. Rul. 59-58; GSA 2025 rates), minus agency costs and contract gap weeks. Side-by-side winner badge. Annual net difference.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits",
        "career_navigation"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "travel nurse",
        "staff nurse",
        "stipend",
        "housing",
        "M&IE",
        "tax-free",
        "agency",
        "contract gap",
        "healthcare"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "low",
      "data_vintage": "IRS Rev. Rul. 59-58 (tax-free stipend rules); GSA M&IE 2025 per diem rates",
      "slug": "132-travel-nurse-vs-staff-comp",
      "file_path": "tools/132-travel-nurse-vs-staff-comp/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "travel_nurse_comp_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [
        "AL-140",
        "AL-28"
      ],
      "regulatory_citations": [
        "IRC §162(a)(2) — away-from-home travel expenses; IRS Rev. Rul. 59-58 — tax-free stipend eligibility; GSA M&IE 2025 per diem tables"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/132-travel-nurse-vs-staff-comp/"
    },
    {
      "al_id": "AL-140",
      "tool_id": "133-shift-differential-overtime-optimizer",
      "version": "1.0.0",
      "display_number": "#133",
      "title": "Shift Differential & OT Optimizer",
      "description": "Model day, evening, night, weekend shift schedules. Correctly stacks shift differentials into FLSA regular rate (29 CFR §778.207) before calculating OT premium. Annual net comparison for each schedule. Best row highlighted. Childcare cost offset for evening/night.",
      "category": "compensation_benefits",
      "journeys": [
        "compensation_benefits"
      ],
      "personas": [
        "working_professional"
      ],
      "tags": [
        "shift differential",
        "overtime",
        "FLSA",
        "regular rate",
        "night shift",
        "weekend pay",
        "healthcare",
        "nurse"
      ],
      "status": "shipped",
      "shipped_date": "2026-06-11",
      "maintenance": "very_low",
      "data_vintage": "29 U.S.C. §207 (FLSA OT); 29 CFR §778.207 (shift differential in regular rate); zero embedded rate tables",
      "slug": "133-shift-differential-overtime-optimizer",
      "file_path": "tools/133-shift-differential-overtime-optimizer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "shift_differential_optimizer_record"
      ],
      "ap2_inbound_mandate_types": [
        "travel_nurse_comp_record"
      ],
      "downstream_handoff_candidates": [
        "AL-28"
      ],
      "regulatory_citations": [
        "29 U.S.C. §207 — FLSA overtime; 29 CFR §778.207 — shift differentials in regular rate calculation"
      ],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/133-shift-differential-overtime-optimizer/"
    },
    {
      "al_id": "AL-161",
      "tool_id": "147-staking-airdrop-income-tax",
      "version": "1.0.0",
      "display_number": "#147",
      "title": "Staking & Airdrop Income Tax Impact Modeler",
      "description": "Given crypto receipt events, a filing status, and a business election, returns gross ordinary income, self-employment tax if applicable, incremental federal tax, NIIT, state tax, an effective rate, and the deferred gain sitting in the basis created, with an optional disposition model.",
      "category": "digital_assets",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "staking",
        "airdrop",
        "ordinary income",
        "self-employment tax",
        "cost basis",
        "crypto"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (Rev. Proc. 2025-32; Rev. Rul. 2023-14 staking; Rev. Rul. 2019-24 airdrops)",
      "slug": "147-staking-airdrop-income-tax",
      "file_path": "tools/147-staking-airdrop-income-tax/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "staking_airdrop_income_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/147-staking-airdrop-income-tax/"
    },
    {
      "al_id": "AL-162",
      "tool_id": "148-rmd-withdrawal-sequencer",
      "version": "1.0.0",
      "display_number": "#148",
      "title": "RMD & Withdrawal Sequencer",
      "description": "Given a set of retirement accounts, birth year, age attained, and a spending need, computes the required minimum distribution per account and in aggregate from the Uniform Lifetime Table, then sequences the remaining spending need across taxable, tax-deferred, and Roth money and computes the resulting federal tax and net spendable amount.",
      "category": "retirement",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "RMD",
        "required minimum distribution",
        "SECURE 2.0",
        "uniform lifetime table",
        "withdrawal sequencing",
        "tax-deferred"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (Uniform Lifetime Table per T.D. 9930; SECURE 2.0 start ages; Rev. Proc. 2025-32 brackets)",
      "slug": "148-rmd-withdrawal-sequencer",
      "file_path": "tools/148-rmd-withdrawal-sequencer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "rmd_withdrawal_sequence_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/148-rmd-withdrawal-sequencer/"
    },
    {
      "al_id": "AL-163",
      "tool_id": "149-roth-conversion-window",
      "version": "1.0.0",
      "display_number": "#149",
      "title": "Roth Conversion Window Calculator",
      "description": "Given a filing status, current ordinary income, IRMAA-relevant income items, a target bracket, and a convertible balance, computes the bracket-fill cap, the IRMAA-threshold cap, and the balance cap, and recommends the smaller of the three along with the resulting federal tax and IRMAA cliff exposure.",
      "category": "retirement",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "Roth conversion",
        "bracket fill",
        "IRMAA cliff",
        "tax planning",
        "retirement"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (Rev. Proc. 2025-32 brackets; 2026 CMS IRMAA)",
      "slug": "149-roth-conversion-window",
      "file_path": "tools/149-roth-conversion-window/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "roth_conversion_window_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/149-roth-conversion-window/"
    },
    {
      "al_id": "AL-164",
      "tool_id": "150-irmaa-bracket-calculator",
      "version": "1.0.0",
      "display_number": "#150",
      "title": "IRMAA Bracket Calculator",
      "description": "Given a filing status, look-back-year AGI and tax-exempt interest, and Medicare enrollment details, computes MAGI, the IRMAA tier, the resulting Part B and Part D surcharges, the distance to the next threshold, and the effect of additional income under consideration.",
      "category": "retirement",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "IRMAA",
        "Medicare",
        "Part B",
        "Part D",
        "MAGI",
        "surcharge"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 CMS Parts A & B premiums and deductibles fact sheet",
      "slug": "150-irmaa-bracket-calculator",
      "file_path": "tools/150-irmaa-bracket-calculator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "irmaa_bracket_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/150-irmaa-bracket-calculator/"
    },
    {
      "al_id": "AL-165",
      "tool_id": "151-medicare-plan-comparison",
      "version": "1.0.0",
      "display_number": "#151",
      "title": "Medicare Plan Comparison",
      "description": "Given shared utilization assumptions plus Path A (Original Medicare + Medigap + standalone Part D) and Path B (Medicare Advantage) plan parameters, prices both paths for a typical year and a bad-year stress test, applies the Part D out-of-pocket cap and the Advantage MOOP, and returns the annual difference and worst-case ceilings.",
      "category": "retirement",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "Medicare",
        "Medigap",
        "Medicare Advantage",
        "Part D",
        "MOOP",
        "annual enrollment"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 CMS Parts A & B and Part D standard benefit parameters",
      "slug": "151-medicare-plan-comparison",
      "file_path": "tools/151-medicare-plan-comparison/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "medicare_plan_comparison_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/151-medicare-plan-comparison/"
    },
    {
      "al_id": "AL-166",
      "tool_id": "152-medicare-oop-exposure",
      "version": "1.0.0",
      "display_number": "#152",
      "title": "Medicare Out-of-Pocket Exposure Modeler",
      "description": "Given a coverage structure, IRMAA tier, and a year of Medicare utilization, walks the actual 2026 cost-sharing rules benefit period by benefit period and returns the medical and drug out-of-pocket cost, total exposure with premiums, and a routine/rough/worst-case scenario spread.",
      "category": "retirement",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "Medicare",
        "out of pocket",
        "Part A deductible",
        "benefit period",
        "Part D cap",
        "health cost"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 CMS Parts A & B and Part D standard benefit parameters",
      "slug": "152-medicare-oop-exposure",
      "file_path": "tools/152-medicare-oop-exposure/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "medicare_oop_exposure_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/152-medicare-oop-exposure/"
    },
    {
      "al_id": "AL-167",
      "tool_id": "153-total-cost-of-homeownership",
      "version": "1.0.0",
      "display_number": "#153",
      "title": "Total Cost of Homeownership",
      "description": "Given a purchase price, loan terms, recurring costs, growth assumptions, and a hold period, amortizes the mortgage month by month, grows each recurring cost year by year, and returns the gross and net cost of ownership over the hold, a break-even monthly rent, and a cost composition breakdown.",
      "category": "real_estate",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "homeownership",
        "total cost of ownership",
        "mortgage",
        "property tax",
        "rent vs buy",
        "closing costs"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (user-supplied rates; no dated statutory figures)",
      "slug": "153-total-cost-of-homeownership",
      "file_path": "tools/153-total-cost-of-homeownership/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "homeownership_tco_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/153-total-cost-of-homeownership/"
    },
    {
      "al_id": "AL-168",
      "tool_id": "154-home-affordability-28-36",
      "version": "1.0.0",
      "display_number": "#154",
      "title": "Home Affordability (28/36)",
      "description": "Given household income, other debt, cash available, and loan terms, runs the front-end and back-end debt-to-income ratios, takes the binding one, and solves by fixed 60-iteration bisection for the maximum purchase price it supports, including a rate-sensitivity stress test at plus one and plus two points.",
      "category": "real_estate",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "affordability",
        "28/36 rule",
        "debt-to-income",
        "mortgage qualification",
        "front-end ratio",
        "back-end ratio"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (ratios are lender convention, not statute; interest rate is user-supplied)",
      "slug": "154-home-affordability-28-36",
      "file_path": "tools/154-home-affordability-28-36/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "home_affordability_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/154-home-affordability-28-36/"
    },
    {
      "al_id": "AL-169",
      "tool_id": "155-rental-deal-screener",
      "version": "1.0.0",
      "display_number": "#155",
      "title": "Rental Property Deal Screener",
      "description": "Given acquisition, income, and operating expense inputs, computes NOI, cap rate, cap rate on total cost, DSCR, cash flow, cash on cash return, gross rent multiplier, and break-even occupancy, then screens the deal against five common investment thresholds.",
      "category": "real_estate",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "NOI",
        "cap rate",
        "DSCR",
        "cash on cash",
        "rental property",
        "break-even occupancy",
        "GRM"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (all rates user-supplied; screening thresholds are conventions, not statute)",
      "slug": "155-rental-deal-screener",
      "file_path": "tools/155-rental-deal-screener/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "rental_deal_screen_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/155-rental-deal-screener/"
    },
    {
      "al_id": "AL-170",
      "tool_id": "156-rental-depreciation-tax-shield",
      "version": "1.0.0",
      "display_number": "#156",
      "title": "Rental Depreciation & Tax Shield Modeler",
      "description": "Given a rental property's basis, an optional cost segregation split with bonus depreciation, and income/tax context, runs the 27.5-year mid-month residential schedule plus any 5-year and 15-year components, tests the resulting loss against the passive activity loss rules, and optionally prices the section 1250 recapture and capital gain tax at an assumed sale. Offers both a corrected 27.5-year schedule (verified to sum to basis) and a legacy variant matching the original source spec's formula for comparison.",
      "category": "real_estate",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "depreciation",
        "MACRS",
        "tax shield",
        "passive loss",
        "bonus depreciation",
        "recapture",
        "cost segregation"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026.07 (MACRS 27.5-year residential; bonus depreciation per OBBBA and IRS Notice 2026-11; Rev. Proc. 2025-32 brackets)",
      "slug": "156-rental-depreciation-tax-shield",
      "file_path": "tools/156-rental-depreciation-tax-shield/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "rental_depreciation_shield_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/156-rental-depreciation-tax-shield/"
    },
    {
      "al_id": "AL-171",
      "tool_id": "157-business-valuation-estimator",
      "version": "1.0.0",
      "display_number": "#157",
      "title": "Business Valuation Estimator",
      "description": "Three method small business valuation blending an SDE multiple, an EBITDA multiple, and an asset based floor, with user-set weights and owner-dependence and customer-concentration discounts.",
      "category": "small_business",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "business-valuation",
        "sde-multiple",
        "ebitda-multiple",
        "asset-based",
        "exit-planning",
        "small-business"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (owner-earnings multiples are market conventions, user-overridable)",
      "slug": "157-business-valuation-estimator",
      "file_path": "tools/157-business-valuation-estimator/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "business_valuation_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/157-business-valuation-estimator/"
    },
    {
      "al_id": "AL-172",
      "tool_id": "158-owner-salary-normalization",
      "version": "1.0.0",
      "display_number": "#158",
      "title": "Owner Salary Normalization",
      "description": "Separates what a replacement manager would cost from an owner's total compensation package, producing comparable seller discretionary earnings and normalized EBITDA, plus a neutral reasonable-compensation pattern flag.",
      "category": "small_business",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "owner-compensation",
        "add-backs",
        "normalized-earnings",
        "reasonable-compensation",
        "sde"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (SS wage base $184,500; market wage is user-supplied)",
      "slug": "158-owner-salary-normalization",
      "file_path": "tools/158-owner-salary-normalization/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/158-owner-salary-normalization/"
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    {
      "al_id": "AL-173",
      "tool_id": "159-business-sale-tax-impact-modeler",
      "version": "1.0.0",
      "display_number": "#159",
      "title": "Business Sale Tax Impact Modeler",
      "description": "Models federal tax on a business sale across asset allocation, section 1245 and 1250 depreciation recapture, QSBS section 1202 treatment, NIIT, state tax, and an installment-sale timing overlay.",
      "category": "small_business",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "business-sale",
        "asset-sale",
        "stock-sale",
        "capital-gains",
        "qsbs",
        "section-1202",
        "depreciation-recapture",
        "installment-sale"
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      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (LTCG brackets Rev. Proc. 2025-32; NIIT Â§1411; QSBS per OBBBA)",
      "slug": "159-business-sale-tax-impact-modeler",
      "file_path": "tools/159-business-sale-tax-impact-modeler/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "business_sale_tax_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/159-business-sale-tax-impact-modeler/"
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      "al_id": "AL-174",
      "tool_id": "160-marital-asset-division",
      "version": "1.0.0",
      "display_number": "#160",
      "title": "Marital Asset Division",
      "description": "Builds a marital balance sheet with repeatable asset rows and models an illustrative split under a community property or equitable distribution regime, tracking separate property apart and showing tax-deferred and taxable-gain assets at an after-tax equivalent.",
      "category": "family_law",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "divorce",
        "property-division",
        "community-property",
        "equitable-distribution",
        "separate-property",
        "marital-estate"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (state property regimes; no dated dollar figures)",
      "slug": "160-marital-asset-division",
      "file_path": "tools/160-marital-asset-division/index.html",
      "ap2_export": true,
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      ],
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/160-marital-asset-division/"
    },
    {
      "al_id": "AL-175",
      "tool_id": "161-spousal-support-illustrative-range",
      "version": "1.0.0",
      "display_number": "#161",
      "title": "Spousal Support Illustrative Range",
      "description": "Runs the same inputs through several named, user-editable guideline conventions for spousal support and shows the spread between them, plus a duration range based on marriage length. Presented strictly as an illustrative range, never a forecast or a single estimate.",
      "category": "family_law",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "spousal-support",
        "alimony",
        "maintenance",
        "illustrative-range",
        "divorce",
        "judicial-discretion"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (guideline formulas are local conventions, not federal law)",
      "slug": "161-spousal-support-illustrative-range",
      "file_path": "tools/161-spousal-support-illustrative-range/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/161-spousal-support-illustrative-range/"
    },
    {
      "al_id": "AL-176",
      "tool_id": "162-qdro-pension-split-modeler",
      "version": "1.0.0",
      "display_number": "#162",
      "title": "QDRO Pension Split Modeler",
      "description": "Models a defined benefit pension split using the coverture fraction, or a defined contribution account split using a segregated balance, including early commencement, survivor benefit cost, and a COLA-adjusted lifetime projection computed through an explicit loop.",
      "category": "family_law",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
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        "pension",
        "coverture-fraction",
        "defined-benefit",
        "defined-contribution",
        "divorce",
        "survivor-benefit"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (no dated dollar figures; ERISA and plan rules govern)",
      "slug": "162-qdro-pension-split-modeler",
      "file_path": "tools/162-qdro-pension-split-modeler/index.html",
      "ap2_export": true,
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/162-qdro-pension-split-modeler/"
    },
    {
      "al_id": "AL-177",
      "tool_id": "163-net-estate-probate-exposure",
      "version": "1.0.0",
      "display_number": "#163",
      "title": "Net Estate Value and Probate Exposure",
      "description": "Sizes the probate pool and the non-probate pool of an estate separately, and puts an approximate range, never a point estimate, on what probate administration would cost.",
      "category": "estate",
      "journeys": [
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      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
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        "estate-planning",
        "non-probate-transfers",
        "beneficiary-designations",
        "titling",
        "net-estate"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (probate cost ranges are practice approximations, not statutory schedules)",
      "slug": "163-net-estate-probate-exposure",
      "file_path": "tools/163-net-estate-probate-exposure/index.html",
      "ap2_export": true,
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/163-net-estate-probate-exposure/"
    },
    {
      "al_id": "AL-178",
      "tool_id": "164-estate-tax-liability",
      "version": "1.0.0",
      "display_number": "#164",
      "title": "Estate Tax Liability",
      "description": "Works out the taxable estate after deductions, applies the federal exemption including any deceased spousal unused amount, and adds a state-level estate or inheritance tax where one applies. The federal exemption is permanent; no sunset copy appears anywhere in this tool.",
      "category": "estate",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
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        "federal-exemption",
        "portability",
        "dsue",
        "state-estate-tax",
        "marital-deduction",
        "charitable-deduction"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (exemption $15M single, $30M married, permanent; top rate 40 percent)",
      "slug": "164-estate-tax-liability",
      "file_path": "tools/164-estate-tax-liability/index.html",
      "ap2_export": true,
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/164-estate-tax-liability/"
    },
    {
      "al_id": "AL-179",
      "tool_id": "165-annual-gift-exclusion-strategy",
      "version": "1.0.0",
      "display_number": "#165",
      "title": "Annual Gift Exclusion Strategy",
      "description": "Models a multi-year gifting plan across any number of recipients, including gift splitting between spouses and the five-year education account election, and shows what portion spills over into the lifetime exemption. The estate-tax-avoided row is suppressed unless the user's estate is above the federal exemption.",
      "category": "estate",
      "journeys": [
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      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
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        "gift-splitting",
        "529-superfunding",
        "lifetime-exemption",
        "form-709",
        "estate-planning"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (annual exclusion $19,000; non-citizen spouse $194,000; exemption $15M/$30M, permanent)",
      "slug": "165-annual-gift-exclusion-strategy",
      "file_path": "tools/165-annual-gift-exclusion-strategy/index.html",
      "ap2_export": true,
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/165-annual-gift-exclusion-strategy/"
    },
    {
      "al_id": "AL-180",
      "tool_id": "166-ltc-cost-estimator",
      "version": "1.0.0",
      "display_number": "#166",
      "title": "Long-Term Care Cost Estimator",
      "description": "Compares what care actually costs across four settings: paid help at home, adult day care, assisted living, and a nursing home, correctly crediting facility settings (but not home settings) for avoided household costs, with a crossover-hours calculation and an insurance offset.",
      "category": "long_term_care",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "long-term-care",
        "home-health-aide",
        "assisted-living",
        "nursing-home",
        "care-costs",
        "ltc-insurance",
        "cost-inflation"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (national median care costs, survey based, user-overridable)",
      "slug": "166-ltc-cost-estimator",
      "file_path": "tools/166-ltc-cost-estimator/index.html",
      "ap2_export": true,
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      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/166-ltc-cost-estimator/"
    },
    {
      "al_id": "AL-181",
      "tool_id": "167-medicaid-spend-down-modeler",
      "version": "1.0.0",
      "display_number": "#167",
      "title": "Medicaid Spend-Down Modeler",
      "description": "Models the gap between current countable assets and the Medicaid long-term-care asset limit, including the community spouse resource allowance and a transfer-penalty calculation. Covers exactly ten states (CA, FL, IL, MI, NJ, NY, OH, PA, TX, WA), stated prominently in the hero, with national defaults and a visible out-of-scope banner for any other state.",
      "category": "long_term_care",
      "journeys": [
        "personal_finance_life_events"
      ],
      "personas": [
        "working_professional",
        "parent"
      ],
      "tags": [
        "medicaid",
        "spend-down",
        "csra",
        "community-spouse",
        "look-back",
        "asset-limit",
        "elder-law",
        "long-term-care"
      ],
      "status": "shipped",
      "shipped_date": "2026-07-26",
      "maintenance": "annual",
      "data_vintage": "2026 (CSRA $32,532 minimum / $162,660 maximum; individual asset limit $2,000; ten-state scope)",
      "slug": "167-medicaid-spend-down-modeler",
      "file_path": "tools/167-medicaid-spend-down-modeler/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "medicaid_spend_down_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/tools/167-medicaid-spend-down-modeler/"
    },
    {
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      "tool_id": "sc108-agency-salability-precheck",
      "version": "1.0.0",
      "display_number": "SC-108",
      "title": "Agency Salability Pre-Check",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "real-estate-title"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "agency-salability-precheck",
      "file_path": "showcase/agency-salability-precheck/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "url": "https://apexlogics.org/showcase/agency-salability-precheck/"
    },
    {
      "al_id": "SC-75",
      "tool_id": "sc75-ai-content-disclosure-conformance",
      "version": "1.0.0",
      "display_number": "SC-75",
      "title": "AI Content Disclosure (AI Act Article 50)",
      "description": "Given a content type and five marking checklist items, returns disclosure requirement, disclosure regime (full or reduced), required and satisfied element counts, missing elements, echoed human review documentation, and a conformance status. Deterministic, zero external data. Policy Mandate v2.0: ai_content_disclosure_conformance_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "ai-software-integrity"
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      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "ai-content-disclosure-conformance",
      "file_path": "showcase/ai-content-disclosure-conformance/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/ai-content-disclosure-conformance/"
    },
    {
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      "tool_id": "sc70-anticounterfeit-consumer-check",
      "version": "1.0.0",
      "display_number": "SC-70",
      "title": "Anti-Counterfeit Consumer Verification",
      "description": "Given a scanned GTIN and serial, a seller declared model, a passport model, and an optional expected passport digest, returns the GTIN check result, serial presence, model match, a scanned digest, a digest check, a signal count out of 4, and a status. Deterministic, zero external data. Policy Mandate v2.0: anticounterfeit_consumer_check_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "goods-provenance"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "anticounterfeit-consumer-check",
      "file_path": "showcase/anticounterfeit-consumer-check/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      ],
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      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/anticounterfeit-consumer-check/"
    },
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      "version": "1.0.0",
      "display_number": "SC-38",
      "title": "Autonomous Command Audit",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "regulated"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "autonomous-command-audit",
      "file_path": "showcase/autonomous-command-audit/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/autonomous-command-audit/"
    },
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      "tool_id": "sc12-branching-fiction",
      "version": "1.0.0",
      "display_number": "SC-12",
      "title": "Branching Fiction Lineage",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "narrative-story"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "branching-fiction",
      "file_path": "showcase/branching-fiction/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/branching-fiction/"
    },
    {
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      "tool_id": "sc37-cbam-declaration-readiness",
      "version": "1.0.0",
      "display_number": "SC-37",
      "title": "Carbon Border Declaration Readiness",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "regulated"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "cbam-declaration-readiness",
      "file_path": "showcase/cbam-declaration-readiness/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/cbam-declaration-readiness/"
    },
    {
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      "tool_id": "sc94-cbam-filing-pack",
      "version": "1.0.0",
      "display_number": "SC-94",
      "title": "CBAM Filing Pack",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "energy-grid-carbon"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
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      "shipped_date": "2026-07-26",
      "maintenance": "zero",
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      "title": "CI/CD Build Provenance",
      "description": "Given a build descriptor entered once as the original and once as a rebuild (source ref, builder id, entrypoint, artifact name) and a claimed SLSA level, returns fingerprints for each descriptor, whether the rebuild reproduces the original, a mutated field count, field completeness, and the SLSA level the descriptor set can support. Deterministic, zero external data. Policy Mandate v2.0: cicd_build_provenance_record.",
      "category": "showcase",
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      "description": "",
      "category": "showcase",
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      "tags": [
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      "shipped_date": "2026-07-26",
      "maintenance": "zero",
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      "description": "",
      "category": "showcase",
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      "tags": [
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      "title": "Claims Lifecycle Walk",
      "description": "",
      "category": "showcase",
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      "tags": [
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      "slug": "claims-lifecycle-walk",
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      "title": "Commit and Reveal Dice",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "gaming-interactive"
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      "title": "Consent Scope Check",
      "description": "",
      "category": "showcase",
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      "tags": [
        "narrative-story"
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      "maintenance": "zero",
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      "slug": "consent-scope-check",
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      "title": "Content Credential Binding",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "generative-art"
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      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
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      "slug": "content-credential-binding",
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      "ap2_export": true,
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      "sister_suite": "https://ainumbers.co",
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      "url": "https://apexlogics.org/showcase/content-credential-binding/"
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      "display_number": "SC-74",
      "title": "C2PA Content Credential Verification",
      "description": "Given a credential entered once as signed and once as received (asset title, issuer, capture device, edit actions, content digest), returns fingerprints for each side, a manifest match flag, mutated field names and count, an assertion count, issuer presence, and a status. Deterministic, zero external data. Policy Mandate v2.0: content_credential_verification_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "ai-software-integrity"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "content-credential-verification",
      "file_path": "showcase/content-credential-verification/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      ],
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/content-credential-verification/"
    },
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      "version": "1.0.0",
      "display_number": "SC-36",
      "title": "Contract Lifecycle Diff",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "regulated"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "contract-lifecycle-diff",
      "file_path": "showcase/contract-lifecycle-diff/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/contract-lifecycle-diff/"
    },
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      "version": "1.0.0",
      "display_number": "SC-77",
      "title": "Cross-Vendor Provenance Interoperability",
      "description": "Given three core fields entered twice (asset id, issuer, created day) and two source formats, returns field agreement count, disagreeing field names, a mappable flag, a format pair, a normalized digest, and a status. Deterministic, zero external data. Policy Mandate v2.0: cross_vendor_provenance_interop_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "ai-software-integrity"
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      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "cross-vendor-provenance-interop",
      "file_path": "showcase/cross-vendor-provenance-interop/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/cross-vendor-provenance-interop/"
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      "tool_id": "sc103-cte-kde-lot-receipt",
      "version": "1.0.0",
      "display_number": "SC-103",
      "title": "Lot Receipt for Tracking Events",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "food-ag-traceability"
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      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "cte-kde-lot-receipt",
      "file_path": "showcase/cte-kde-lot-receipt/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "cte_kde_lot_record"
      ],
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/cte-kde-lot-receipt/"
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      "version": "1.0.0",
      "display_number": "SC-64",
      "title": "Customs Declaration Lineage",
      "description": "Given a customs declaration's core fields, its supporting document set, and an amendment index, returns missing field count, format checks for commodity code and origin country, supporting and missing document counts, the amendment index, a declaration digest, and a status. Deterministic, zero external data. Policy Mandate v2.0: customs_declaration_lineage_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "trade-customs-logistics"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "customs-declaration-lineage",
      "file_path": "showcase/customs-declaration-lineage/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
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      ],
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/customs-declaration-lineage/"
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    {
      "al_id": "SC-50",
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      "version": "1.0.0",
      "display_number": "SC-50",
      "title": "Detector Dataset Certification",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "science"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "dataset-certification",
      "file_path": "showcase/dataset-certification/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "dataset_certification_record"
      ],
      "ap2_inbound_mandate_types": [],
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
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      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/dataset-certification/"
    },
    {
      "al_id": "SC-76",
      "tool_id": "sc76-deepfake-consumer-verification",
      "version": "1.0.0",
      "display_number": "SC-76",
      "title": "Deepfake Consumer Verification",
      "description": "Given five yes, no, or unknown answers (credential present, credential matches source, publisher identifiable, disclosure label visible, independent report found), returns a signal total out of 10, unknown and no counts, a confidence band, a checkable-now flag, and a status. Deterministic, zero external data. Policy Mandate v2.0: deepfake_consumer_verification_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "ai-software-integrity"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "deepfake-consumer-verification",
      "file_path": "showcase/deepfake-consumer-verification/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "deepfake_consumer_verification_record"
      ],
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      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/deepfake-consumer-verification/"
    },
    {
      "al_id": "SC-69",
      "tool_id": "sc69-digital-product-passport-lineage",
      "version": "1.0.0",
      "display_number": "SC-69",
      "title": "Luxury Goods and Digital Product Passport",
      "description": "Given a GTIN, model reference, material composition, repairability note, revision index, and up to three handovers, returns the GTIN check result, mandatory attribute count, handover count, custody break count, chronology validity, a passport digest, a lineage digest, and a status. Deterministic, zero external data. Policy Mandate v2.0: digital_product_passport_lineage_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "goods-provenance"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "digital-product-passport-lineage",
      "file_path": "showcase/digital-product-passport-lineage/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "digital_product_passport_lineage_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/digital-product-passport-lineage/"
    },
    {
      "al_id": "SC-109",
      "tool_id": "sc109-dispenser-traceability-readiness",
      "version": "1.0.0",
      "display_number": "SC-109",
      "title": "Dispenser EDDS Readiness",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "pharma-supply"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "dispenser-traceability-readiness",
      "file_path": "showcase/dispenser-traceability-readiness/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "dispenser_readiness_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/dispenser-traceability-readiness/"
    },
    {
      "al_id": "SC-62",
      "tool_id": "sc62-document-integrity-anchor",
      "version": "1.0.0",
      "display_number": "SC-62",
      "title": "Document Integrity and Timestamp Anchor",
      "description": "Given a document, an anchor day key (yyyymmdd), an anchor reference, and an optional previously issued digest, returns char and line counts, a document digest, an anchor digest binding the document to the day and reference, and a verification result of first-anchor, match, or mismatch. Deterministic, zero external data. Policy Mandate v2.0: document_integrity_anchor_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "software-supply-chain"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "document-integrity-anchor",
      "file_path": "showcase/document-integrity-anchor/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "document_integrity_anchor_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/document-integrity-anchor/"
    },
    {
      "al_id": "SC-63",
      "tool_id": "sc63-ebl-title-transfer",
      "version": "1.0.0",
      "display_number": "SC-63",
      "title": "Electronic Bill of Lading Title Transfer",
      "description": "Given an issuer and up to three transfer legs (from holder, to holder, leg day key), returns leg count, custody break count, ordering fault count, the derived current holder, a single-holder-ok flag, a lineage digest, and a status. Deterministic, zero external data. Policy Mandate v2.0: ebl_title_transfer_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "trade-customs-logistics"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "ebl-title-transfer",
      "file_path": "showcase/ebl-title-transfer/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "ebl_title_transfer_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/ebl-title-transfer/"
    },
    {
      "al_id": "SC-13",
      "tool_id": "sc13-edition-revision-ledger",
      "version": "1.0.0",
      "display_number": "SC-13",
      "title": "Edition Revision Ledger",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "narrative-story"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "edition-revision-ledger",
      "file_path": "showcase/edition-revision-ledger/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "edition_revision_ledger_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/edition-revision-ledger/"
    },
    {
      "al_id": "SC-65",
      "tool_id": "sc65-einvoice-clearance-vida",
      "version": "1.0.0",
      "display_number": "SC-65",
      "title": "E-Invoice Clearance (ViDA)",
      "description": "Given an invoice's structural fields, returns the pass or fail result of five named clearance rules (invoice number present, issue date valid, VAT ids present, VAT arithmetic, total arithmetic), a failed rule count, the first failed rule, an invoice digest, and a status of cleared or rejected. Deterministic, zero external data. Policy Mandate v2.0: einvoice_clearance_vida_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "trade-customs-logistics"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "einvoice-clearance-vida",
      "file_path": "showcase/einvoice-clearance-vida/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "einvoice_clearance_vida_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/einvoice-clearance-vida/"
    },
    {
      "al_id": "SC-105",
      "tool_id": "sc105-eudi-diploma-readiness",
      "version": "1.0.0",
      "display_number": "SC-105",
      "title": "EUDI Diploma Readiness",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "education-credentialing"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "eudi-diploma-readiness",
      "file_path": "showcase/eudi-diploma-readiness/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "eudi_diploma_readiness_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/eudi-diploma-readiness/"
    },
    {
      "al_id": "SC-72",
      "tool_id": "sc72-eudr-dds-validation",
      "version": "1.0.0",
      "display_number": "SC-72",
      "title": "EUDR Due Diligence Statement Validation",
      "description": "Given an eight element weighted checklist for an EUDR due diligence statement, returns element count, score out of 100, a comma joined list of missing elements, a blocking-missing flag, and a status of filable, blocked, or gaps. Deterministic, zero external data. Policy Mandate v2.0: eudr_dds_validation_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "environmental-due-diligence"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "eudr-dds-validation",
      "file_path": "showcase/eudr-dds-validation/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "eudr_dds_validation_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/eudr-dds-validation/"
    },
    {
      "al_id": "SC-111",
      "tool_id": "sc111-eudr-export-pack",
      "version": "1.0.0",
      "display_number": "SC-111",
      "title": "EUDR Export Pack",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "food-ag-traceability"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "eudr-export-pack",
      "file_path": "showcase/eudr-export-pack/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "eudr_export_pack_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/eudr-export-pack/"
    },
    {
      "al_id": "SC-73",
      "tool_id": "sc73-eudr-supply-chain-risk",
      "version": "1.0.0",
      "display_number": "SC-73",
      "title": "EUDR Supply-Chain Risk and Traceability",
      "description": "Given total and geolocated plot counts, a country risk tier, supplier tier depth, and a mixed origin flag, returns geolocation coverage and gap in basis points, country risk weight, traceability credit, mixed origin penalty, a risk score out of 100, a risk band, a simplified due diligence eligibility flag, and a status. Deterministic, zero external data. Policy Mandate v2.0: eudr_supply_chain_risk_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "environmental-due-diligence"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "eudr-supply-chain-risk",
      "file_path": "showcase/eudr-supply-chain-risk/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "eudr_supply_chain_risk_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/eudr-supply-chain-risk/"
    },
    {
      "al_id": "SC-68",
      "tool_id": "sc68-food-traceability-fsma204",
      "version": "1.0.0",
      "display_number": "SC-68",
      "title": "Food Traceability and 24 Hour Recall (FSMA 204)",
      "description": "Given a lot's three critical tracking events (event type, location, lot code, day) plus a request hour and a records-ready hour, returns a KDE missing count, lot code consistency, chronology validity, response hours, a within-24-hour flag, and a status. Deterministic, zero external data. Policy Mandate v2.0: food_traceability_fsma204_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "goods-provenance"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "food-traceability-fsma204",
      "file_path": "showcase/food-traceability-fsma204/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "food_traceability_fsma204_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/food-traceability-fsma204/"
    },
    {
      "al_id": "SC-20",
      "tool_id": "sc20-handoff-integrity",
      "version": "1.0.0",
      "display_number": "SC-20",
      "title": "Handoff Integrity",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "ai-agents"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "handoff-integrity",
      "file_path": "showcase/handoff-integrity/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "handoff_integrity_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/handoff-integrity/"
    },
    {
      "al_id": "SC-30",
      "tool_id": "sc30-hedge-execution-lineage",
      "version": "1.0.0",
      "display_number": "SC-30",
      "title": "Hedge Execution Lineage",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "payments"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "hedge-execution-lineage",
      "file_path": "showcase/hedge-execution-lineage/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "hedge_execution_lineage_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/hedge-execution-lineage/"
    },
    {
      "al_id": "SC-95",
      "tool_id": "sc95-interconnection-readiness",
      "version": "1.0.0",
      "display_number": "SC-95",
      "title": "Interconnection Readiness Score",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "energy-grid-carbon"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "interconnection-readiness",
      "file_path": "showcase/interconnection-readiness/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "interconnection_readiness_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/interconnection-readiness/"
    },
    {
      "al_id": "SC-29",
      "tool_id": "sc29-iso20022-message-lint",
      "version": "1.0.0",
      "display_number": "SC-29",
      "title": "ISO 20022 Message Lineage",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "payments"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "iso20022-message-lint",
      "file_path": "showcase/iso20022-message-lint/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "iso20022_message_lint_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/iso20022-message-lint/"
    },
    {
      "al_id": "SC-66",
      "tool_id": "sc66-letter-of-credit-document-set",
      "version": "1.0.0",
      "display_number": "SC-66",
      "title": "Letter of Credit Document Set",
      "description": "Given eight document types each marked required and presented, plus presentation day, expiry day, and presentation period, returns required, presented, and missing counts, a comma joined list of missing types, an expiry check, the echoed presentation period, a discrepancy count, and a status. Deterministic, zero external data. Policy Mandate v2.0: letter_of_credit_document_set_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "trade-customs-logistics"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "letter-of-credit-document-set",
      "file_path": "showcase/letter-of-credit-document-set/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "letter_of_credit_document_set_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/letter-of-credit-document-set/"
    },
    {
      "al_id": "SC-15",
      "tool_id": "sc15-lore-canon-boundary",
      "version": "1.0.0",
      "display_number": "SC-15",
      "title": "Lore Canon Boundary",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "narrative-story"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "lore-canon-boundary",
      "file_path": "showcase/lore-canon-boundary/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "lore_canon_boundary_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/lore-canon-boundary/"
    },
    {
      "al_id": "SC-28",
      "tool_id": "sc28-mandate-audit-chain",
      "version": "1.0.0",
      "display_number": "SC-28",
      "title": "Mandate Audit Chain",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "payments"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "mandate-audit-chain",
      "file_path": "showcase/mandate-audit-chain/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mandate_audit_chain_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/mandate-audit-chain/"
    },
    {
      "al_id": "SC-07",
      "tool_id": "sc7-material-passport-lineage",
      "version": "1.0.0",
      "display_number": "SC-07",
      "title": "Material Passport Lineage",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "generative-art"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "material-passport-lineage",
      "file_path": "showcase/material-passport-lineage/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "material_passport_lineage_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/material-passport-lineage/"
    },
    {
      "al_id": "SC-60",
      "tool_id": "sc60-mcp-server-attestation",
      "version": "1.0.0",
      "display_number": "SC-60",
      "title": "MCP Server Attestation",
      "description": "Given two pasted tool surfaces (one line per tool, name colon description) and a declared tool count, returns tool counts, content fingerprints for each surface, whether the surfaces match, whether the count matches what was declared, a positional changed-line count, and a status. Deterministic, zero external data. Policy Mandate v2.0: mcp_server_attestation_record.",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "software-supply-chain"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-26",
      "maintenance": "zero",
      "data_vintage": "no external data",
      "slug": "mcp-server-attestation",
      "file_path": "showcase/mcp-server-attestation/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "mcp_server_attestation_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/mcp-server-attestation/"
    },
    {
      "al_id": "SC-05",
      "tool_id": "sc5-mesh-descriptor",
      "version": "1.0.0",
      "display_number": "SC-05",
      "title": "Generative Mesh Descriptor",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
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    },
    {
      "al_id": "SC-88",
      "tool_id": "sc88-sii-ifrs17-reconciliation",
      "version": "1.0.0",
      "display_number": "SC-88",
      "title": "Solvency II to IFRS 17 Reconciliation",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "solvency-ii",
        "ifrs17",
        "reconciliation",
        "insurance",
        "showcase",
        "prudential-reporting"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-27",
      "maintenance": "zero",
      "data_vintage": "2026",
      "slug": "sii-ifrs17-reconciliation",
      "file_path": "showcase/sii-ifrs17-reconciliation/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "sii_ifrs17_reconciliation_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/sii-ifrs17-reconciliation/"
    },
    {
      "al_id": "SC-89",
      "tool_id": "sc89-ifrs17-risk-adjustment-attestation",
      "version": "1.0.0",
      "display_number": "SC-89",
      "title": "Risk Adjustment Attestation",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "ifrs17",
        "risk-adjustment",
        "attestation",
        "insurance",
        "showcase",
        "prudential-reporting"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-27",
      "maintenance": "zero",
      "data_vintage": "2026",
      "slug": "ifrs17-risk-adjustment-attestation",
      "file_path": "showcase/ifrs17-risk-adjustment-attestation/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "ifrs17_risk_adjustment_attestation_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/ifrs17-risk-adjustment-attestation/"
    },
    {
      "al_id": "SC-90",
      "tool_id": "sc90-markdown-conversion-receipt",
      "version": "1.0.0",
      "display_number": "SC-90",
      "title": "Markdown Document Conversion Receipt",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "showcase",
        "markdown",
        "conversion",
        "receipt",
        "hash-verifiable"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-27",
      "maintenance": "zero",
      "data_vintage": "CommonMark 0.31 (subset) · no external data",
      "slug": "markdown-conversion-receipt",
      "file_path": "showcase/markdown-conversion-receipt/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "markdown_conversion_receipt_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/markdown-conversion-receipt/"
    },
    {
      "al_id": "SC-91",
      "tool_id": "sc91-tabular-conversion-receipt",
      "version": "1.0.0",
      "display_number": "SC-91",
      "title": "Tabular Data Conversion Receipt",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "showcase",
        "tabular-data",
        "csv",
        "json",
        "conversion",
        "receipt",
        "hash-verifiable"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-27",
      "maintenance": "zero",
      "data_vintage": "IETF RFC 4180 CSV · IETF RFC 8259 JSON",
      "slug": "tabular-conversion-receipt",
      "file_path": "showcase/tabular-conversion-receipt/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "tabular_conversion_receipt_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/tabular-conversion-receipt/"
    },
    {
      "al_id": "SC-92",
      "tool_id": "sc92-camt053-reconciliation-parse",
      "version": "1.0.0",
      "display_number": "SC-92",
      "title": "CAMT.053 Reconciliation Parse",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "showcase",
        "camt053",
        "reconciliation",
        "banking",
        "hash-verifiable"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-27",
      "maintenance": "zero",
      "data_vintage": "ISO 20022 camt.053.001 bank-to-customer statement · IETF RFC 4180",
      "slug": "camt053-reconciliation-parse",
      "file_path": "showcase/camt053-reconciliation-parse/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "camt053_reconciliation_parse_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/camt053-reconciliation-parse/"
    },
    {
      "al_id": "SC-93",
      "tool_id": "sc93-content-provenance-stamp",
      "version": "1.0.0",
      "display_number": "SC-93",
      "title": "Content Provenance Stamp",
      "description": "",
      "category": "showcase",
      "journeys": [],
      "personas": [],
      "tags": [
        "showcase",
        "provenance",
        "content-identity",
        "hash-verifiable"
      ],
      "status": "showcase",
      "shipped_date": "2026-07-27",
      "maintenance": "zero",
      "data_vintage": "ISO 24138 ISCC · IPFS CID v1 specification · no external data",
      "slug": "content-provenance-stamp",
      "file_path": "showcase/content-provenance-stamp/index.html",
      "ap2_export": true,
      "ap2_mandate_types": [
        "content_provenance_stamp_record"
      ],
      "ap2_inbound_mandate_types": [],
      "downstream_handoff_candidates": [],
      "regulatory_citations": [],
      "sister_suite": "https://ainumbers.co",
      "consulting_site": "https://postoaklabs.com",
      "license": "CC-BY-4.0",
      "url": "https://apexlogics.org/showcase/content-provenance-stamp/"
    }
  ],
  "ap2_handoff_map": [
    {
      "from": "AL-02",
      "to": "AL-26",
      "scenario": "Bootcamp vs. master's: cost, duration, SOC code"
    },
    {
      "from": "AL-17",
      "to": "AL-02",
      "scenario": "FAFSA SAI/Pell estimate flows into total credential cost modeling"
    },
    {
      "from": "AL-17",
      "to": "AL-26",
      "scenario": "FAFSA SAI/Pell estimate flows into graduate-school ROI"
    },
    {
      "from": "AL-24",
      "to": "AL-28",
      "scenario": "Post-layoff weighing job search vs. planned career break",
      "destination_status": "proposed"
    },
    {
      "from": "AL-08+14",
      "to": "AL-28",
      "scenario": "SOC codes + salary inputs into reentry modeler",
      "destination_status": "proposed"
    },
    {
      "from": "AL-25",
      "to": "AL-27",
      "scenario": "Negotiation strategy details into job search ROI",
      "destination_status": "proposed"
    },
    {
      "from": "AL-01",
      "to": "AL-04",
      "scenario": "Total comp record flows into geo-arbitrage for salary equivalence comparison"
    },
    {
      "from": "AL-04",
      "to": "AL-01",
      "scenario": "Geo-arbitrage record feeds CoL-adjusted salary into total comp stack"
    },
    {
      "from": "AL-31",
      "to": "AL-09",
      "scenario": "International student cost record flows into visa strategy pathway scoring"
    },
    {
      "from": "AL-03",
      "to": "AL-10",
      "scenario": "Human capital assessment feeds license reciprocity profession + target state"
    },
    {
      "from": "AL-34",
      "to": "AL-02"
    },
    {
      "from": "AL-34",
      "to": "AL-03"
    },
    {
      "from": "AL-34",
      "to": "AL-06+16"
    },
    {
      "from": "AL-35",
      "to": "AL-01"
    },
    {
      "from": "AL-35",
      "to": "AL-04"
    },
    {
      "from": "AL-36",
      "to": "AL-02"
    },
    {
      "from": "AL-36",
      "to": "AL-13"
    },
    {
      "from": "AL-36",
      "to": "AL-39"
    },
    {
      "from": "AL-37",
      "to": "AL-04"
    },
    {
      "from": "AL-38",
      "to": "AL-25"
    },
    {
      "from": "AL-39",
      "to": "AL-26"
    },
    {
      "from": "AL-39",
      "to": "AL-13"
    },
    {
      "from": "AL-40",
      "to": "AL-01"
    },
    {
      "from": "AL-61",
      "to": "AL-56",
      "scenario": "English test chosen; admissions test choice next"
    },
    {
      "from": "AL-62",
      "to": "AL-55",
      "scenario": "LSAT tier match feeds law career-track ROI"
    },
    {
      "from": "AL-62",
      "to": "AL-51",
      "scenario": "Tier gaps quantify LSAT retake EV"
    },
    {
      "from": "AL-63",
      "to": "AL-65",
      "scenario": "Negotiated scholarship updates yield decision inputs"
    },
    {
      "from": "AL-64",
      "to": "AL-52",
      "scenario": "Consulting decision precedes portfolio construction"
    },
    {
      "from": "AL-65",
      "to": "AL-13",
      "scenario": "Accepted offer's net debt flows into repayment optimizer"
    },
    {
      "from": "AL-66",
      "to": "AL-26",
      "scenario": "Dual degree marginal cost feeds grad school ROI comparison"
    },
    {
      "from": "AL-67",
      "to": "AL-57",
      "scenario": "Format comparison extends EMBA vs FT MBA decision"
    },
    {
      "from": "AL-68",
      "to": "AL-65",
      "scenario": "Waitlist outcome triggers yield decision among admits"
    },
    {
      "from": "AL-69",
      "to": "AL-52",
      "scenario": "Declined deferred seat leads to future portfolio build"
    }
  ],
  "changelog": {
    "3.0.0": [
      "AL-22 Freelance / 1099 Total Cost Calculator shipped 2026-05-19 (display #23)",
      "2-tab tool: Tab 1 = W-2 vs. 1099 equivalence (binary search, 2026 fed brackets, 8-tier state selector); Tab 2 = Deduction Discovery Engine (8 items: home office, mileage, health insurance, SEP-IRA, professional dev, software, internet/phone, equipment)",
      "SE tax math: 15.3% × 92.35% = ~14.13% effective; 50% SE deduction from AGI. SS wage base $176,100.",
      "Policy Mandate inbound: offer_negotiation_record (AL-25); Policy Mandate outbound: freelance_total_cost_record → AL-25",
      "tools_count_shipped: 22 → 23; tools_count_deferred_v4plus: 6 → 5"
    ],
    "1.7.0": [
      "AL-08+14 Career Transition Suite promoted from live → shipped (2026-05-16). 2-tab tool: Tab 1 composite Pivot Risk Scorer (40-pt runway + 25-pt salary delta + 20-pt skill proximity + 15-pt market demand = 0–100 score, four risk tiers); Tab 2 weighted Skill Match Analyzer (up to 12 user-defined skills, weighted match % by required level). Fully user-driven — zero embedded data, zero maintenance. Dual Policy Mandate exports (career_pivot_assessment + career_transition_record), downstream to AL-28 (proposed/conditional).",
      "tools_count_shipped bumped to 8; tools_count_live to 4.",
      "Career Transition & Mobility category now has 2 shipped tools (AL-06+16, AL-08+14)."
    ],
    "1.6.0": [
      "AL-06+16 Career Resilience Engine promoted from live → shipped (2026-05-16). 2-tab tool: Tab 1 Automation Exposure Scorer with 65 Frey-Osborne (2013) SOC-keyed occupations and animated risk meter; Tab 2 Skills Velocity Analyzer with 15 LinkedIn 2025 growing skill chips and 10 WEF 2025 declining skill checkboxes, SVG resilience score ring. Two separate Policy Mandate exports (automation_exposure_score + career_resilience_score), both downstream to AL-08+14.",
      "tools_count_shipped bumped to 7; tools_count_live to 5.",
      "Career Transition & Mobility category now has 1 shipped tool (AL-06+16)."
    ],
    "1.5.0": [
      "AL-02 Credential ROI Suite promoted from live → shipped (2026-05-15). 3-tab tool (bootcamp / degree / certification) with embedded BLS OEWS May 2023 data (16 SOC codes), CIRR/SwitchUp 2023 benchmarks, NCES IPEDS 2022-23 tuition tiers, and Q4 2024 exam fee schedules. NPV/payback engine with opportunity cost model. Policy Mandate credential_roi_evaluation handoff to AL-26 Graduate School ROI Comparator.",
      "tools_count_shipped bumped to 6; tools_count_live to 6.",
      "Education Path & ROI category now has 2 shipped tools (AL-02, AL-26)."
    ],
    "1.4.0": [
      "AL-23 Benefits Open Enrollment Optimizer promoted from live → shipped (2026-05-15). 3-section tool: health plan OOP model, HSA/FSA tax optimizer (incl. FICA exemption), 401(k) match capture. Zero embedded employer data.",
      "tools_count_shipped bumped to 5; tools_count_live to 7.",
      "Compensation & Offers category now has 3 shipped tools (AL-23, AL-25 + AL-26 in Education Path)."
    ],
    "1.3.0": [
      "AL-12 Scholarship ROI Tracker promoted from live → shipped (2026-05-15). Zero-maintenance tool with embedded 2024-25 Pell Grant schedule and loan amortization engine.",
      "tools_count_shipped bumped to 4; tools_count_live to 8.",
      "AL-12 downstream_handoff_candidates: AL-17 (FAFSA SAI Simulator), AL-26 (Graduate School ROI Comparator) added."
    ],
    "1.2.0": [
      "AL-26 Graduate School ROI Comparator promoted from planned → shipped (2026-05-15). First Policy Mandate inbound-receiving tool in the suite.",
      "tools_count_shipped bumped to 3; tools_count_planned to 2.",
      "Policy Mandate inbound handoff from AL-02 and AL-17 now live and tested."
    ],
    "3.1.0": [
      "AL-01 Total Compensation Suite shipped 2026-05-21 (display #25, coral). 2-tab: Tab 1 = 3-offer comp stack (base/bonus/equity/benefits) with 8-tier state selector, stacked bar chart, winner highlights; Tab 2 = Equity Deep Dive (RSU year-by-year + Black-Scholes options). Policy Mandate inbound: offer_negotiation_record, equity_compensation_record, geo_arbitrage_record; outbound: total_comp_record.",
      "AL-04 Geo-Fiscal Arbitrage Simulator shipped 2026-05-21 (display #26, coral). 2-tab: Tab 1 = relocation equivalence (70 metros, CoL-adjusted salary, after-tax delta); Tab 2 = Remote pay policy analyzer (3-city compare, break-even cut). Policy Mandate outbound: geo_arbitrage_record.",
      "AL-09 Visa Strategy Navigator shipped 2026-05-21 (display #27, lavender). 2-tab: Tab 1 = pathway scorer (H-1B/O-1A/O-1B/L-1/EB-1A/EB-2 NIW/E-3) with prominent legal disclaimer; Tab 2 = Green Card timeline modeler with backlog data. Policy Mandate outbound: visa_strategy_record.",
      "AL-10 Professional License Reciprocity Checker shipped 2026-05-21 (display #28, blue). 2-tab: Tab 1 = single state lookup (10 professions); Tab 2 = multi-state planner (up to 5 states). Policy Mandate outbound: license_reciprocity_record.",
      "Suite complete: tools_count_shipped 24->28, tools_count_deferred_v4plus 4->0. All 28 tools shipped.",
      "spec_version bumped to 9.7"
    ],
    "3.2.0": "Added 7 new tools (AL-34 through AL-40): AI Skills Premium Calculator, Federal vs. Private Comp Comparator, Trade vs. Degree ROI Engine, Remote Work Tax Mapper, Non-Compete Risk Screener, Professional Degree ROI Ranker, Military-to-Civilian Salary Bridge. Suite total: 28 → 35.",
    "3.2.1": "v3.2.1 (2026-05-31): locator normalization — added slug/file_path/url to all 35 entries; AL-27 tool_url→url (relative). Additive only; no fields renamed/removed elsewhere. (audit #8)",
    "4.0.0": "Schema normalization: unified score field (computed from rubric_score for AL-01-28, dropped rubric_score); backfilled tier, tags, description, ap2_export across all 35 entries; filled tool_id for AL-34-40; dropped deprecated fields (frozen_baseline, proposed_date, build_phase, simplification_note, and 8 one-off fields).",
    "4.5.0": [
      "AL-61–AL-69 shipped 2026-06-03 (displays #54–#62): TOEFL/IELTS/Duolingo Choice Engine, LSAT Tier Match & Financial Planner, MBA Scholarship Strategy Engine (absorbs AL-60 round-timing concept), MBA Admissions Consulting ROI, MBA Yield Decision Engine, Dual Degree ROI Calculator, Online MBA 4-Path Comparator, MBA Waitlist EV Engine, Deferred Enrollment MBA Decision Engine",
      "9 new Policy Mandate v2.0 mandate types: english_test_choice_record, lsat_tier_record, mba_scholarship_record, consulting_roi_record, mba_yield_record, dual_degree_record, online_mba_record, mba_waitlist_record, deferred_mba_record (64 total)",
      "2 new workflows: WF-17 International MBA Applicant Complete Journey, WF-18 LSAT to JD Career Outcome Planner (18 total)"
    ],
    "4.6.0": [
      "AL-70-AL-73 shipped 2026-06-04 (displays #63-#66): MBA Reapplicant EV Engine, One-Year vs. Two-Year MBA Global Comparator, Law School Early Decision EV Engine, MiM vs. MBA Timing Engine",
      "4 new Policy Mandate v2.0 mandate types: mba_reapplicant_record, mba_format_geo_record, law_ed_record, mim_mba_timing_record (68 total)",
      "1 new workflow: WF-19 MBA Ding -> Comeback Planner (19 total)"
    ],
    "5.1.0": [
      "WF-30 Teacher Career & Compensation batch (AL-125–128, displays #118–121) shipped 2026-06-10: Teacher Salary Schedule & Lifetime Earnings Projector, Master's/Lane-Change ROI for Educators, NBCT ROI Calculator, Teacher Pension Multiplier & Vesting Estimator.",
      "WF-33 'Am I Underpaid?' Stay-and-Ask batch (AL-135–136, displays #128–129) shipped 2026-06-10: Raise-Ask Expected Value Calculator, Promotion vs. Job-Hop Calculator.",
      "6 new Policy Mandate v2.0 mandate types: teacher_salary_schedule_record, educator_advanced_degree_record, nbct_roi_record, teacher_pension_record, raise_ask_record, mobility_decision_record.",
      "Suite total: 117 -> 123. spec_version bumped to 10.6. registry version 5.1.0."
    ],
    "5.2.0": [
      "v5 batch (AL-141–152, displays #134–#145) shipped 2026-06-10: COBRA vs. ACA Coverage Optimizer, Option Exercise Window Analyzer, Severance + UI Timing Sequencer, QBI §199A Optimizer, S-Corp Reasonable Comp Analyzer, Home Office + Augusta Rule Optimizer, 83(b) Election Timer + Tax Modeler, Equity Exit Waterfall Modeler, QSBS §1202 Exclusion Calculator, Federal Employee Buyout Analyzer, H-1B Employer Change Planner, Green Card Wait Planner.",
      "5 new workflows: WF-36 Job Separation Financial Playbook, WF-37 Self-Employment Tax Optimizer, WF-38 Equity Exit Planning, WF-39 QSBS + Federal Career Transition, WF-40 Immigration Career Planner.",
      "12 new Policy Mandate v2.0 mandate types: coverage_transition_record, exercise_window_record, severance_ui_timing_record, qbi_deduction_record, reasonable_comp_record, home_office_record, eighty_three_b_record, equity_waterfall_record, qsbs_exclusion_record, buyout_decision_record, h1b_change_record, greencard_wait_record.",
      "Suite total: 123 -> 135. spec_version bumped to 10.7. registry version 5.2.0."
    ],
    "5.3.0": [
      "v4 Tier 2–5 backfill (AL-129–134, AL-137–140, displays #122–#127 and #130–#133) shipped 2026-06-11: Trade Wage Progression Projector, Trade Specialization & Cert ROI, Contractor Launch Break-Even, GI Bill Benefit Maximizer, SkillBridge & Credential Transfer ROI, Veteran Income Bridge Planner, Dependent Care FSA vs. CDCTC Optimizer, Parental Leave Income Gap Planner, Travel Nurse vs. Staff Comp Analyzer, Shift Differential & OT Optimizer.",
      "6 new workflows: WF-20 2026 Student Loan Borrower Decision Journey, WF-21 Course Design Studio, WF-31 Skilled Trades Career Builder, WF-32 Veteran Transition & GI Bill Planner, WF-34 Working Parent Childcare Planner, WF-35 Nurse Shift & Travel Comp Optimizer.",
      "10 new Policy Mandate v2.0 mandate types: trade_wage_progression_record, trade_cert_roi_record, contractor_launch_record, gi_bill_benefit_record, skillbridge_credential_record, veteran_income_bridge_record, dependent_care_fsa_cdctc_record, parental_leave_income_record, travel_nurse_comp_record, shift_differential_optimizer_record.",
      "Suite total: 135 -> 145. spec_version bumped to 10.8. registry version 5.3.0."
    ],
    "5.4.0": [
      "CG-27 OpenChainGraph build: Policy Mandate Advisor Prompt Composer (AL-153, display #146) shipped 2026-06-13. New mandate type: advisor_prompt_record. Contract v1.9.0 (CG-27/28/29/30). chaingraph build script (scripts/build_chaingraph.js) + inject_advisor_button.js added. advisor-templates.json (26 named templates + 16 domain defaults covering ~95 mandate types).",
      "Suite total: 145 -> 146. spec_version bumped to 10.9. registry version 5.4.0."
    ],
    "5.5.0": "AL-SB-LAND: landed 99 Sonnet-bundle tools (21 finance AL-161..181 + 78 OCG-Industries showcase exemplars SC-03..SC-111, compact-renumbered per SC-CANON-MAP.md). Suite 146->167. Showcase 2->80. New hub category personal_finance_life_events. 31 net-new AP2 mandate types (21 finance + ~10 unique showcase; see CONTRACT Appendix F)."
  },
  "registry_version": "5.6.0",
  "showcase_count": 111
}
